WHAT THE LAW DOINCongress, in plain words

S.J.Res. 13 · 119th Congress · Public Law 119-19

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act.

Became lawFinance and Financial Sector
IntroducedFeb 4, 2025
Passed SenateMay 7, 2025
Passed HouseMay 20, 2025
To PresidentJun 10, 2025
Became lawJun 20, 2025

What it does

Sourced

This joint resolution nullifies the final rule issued by the Department of the Treasury’s Office of the Comptroller of the Currency titled Business Combinations Under the Bank Merger Act and published on September 25, 2024. The rule revises procedures for reviewing applications for proposed bank mergers, such as by removing automatic approvals under an expedited review procedure and by discontinuing streamlined application forms.

Official summary by the Congressional Research Service (Public Law, Jun 20, 2025).

Our plain-language breakdown, with what it means for you and the case for and against, is written once a bill starts to move.

What has happened

Sourced
  1. 2025-06-20Became Public Law No: 119-19.Library of Congress
  2. 2025-06-20Became Public Law No: 119-19.Library of Congress
  3. 2025-06-20Signed by President.Library of Congress
  4. 2025-06-20Signed by President.Library of Congress
  5. 2025-06-10Presented to President.House floor actions
  6. 2025-06-10Presented to President.Library of Congress
  7. 2025-05-20Motion to reconsider laid on the table Agreed to without objection.House floor actions
  8. 2025-05-20On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137). Roll call recordHouse floor actions
  9. 2025-05-20Passed/agreed to in House: On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137). Roll call recordLibrary of Congress
  10. 2025-05-20Considered as unfinished business. (consideration: CR H2177-2178)House floor actions
  11. 2025-05-20POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 13, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.House floor actions
  12. 2025-05-20The previous question was ordered pursuant to the rule.House floor actions
  13. 2025-05-20DEBATE - The House proceeded with one hour of debate on S.J. Res. 13.House floor actions
  14. 2025-05-20Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.House floor actions
  15. 2025-05-20Considered under the provisions of rule H. Res. 426. (consideration: CR H2168-2175)House floor actions
  16. 2025-05-19Rules Committee Resolution H. Res. 426 Reported to House. Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.House floor actions
  17. 2025-05-09Held at the desk.House floor actions
  18. 2025-05-09Received in the House.House floor actions
  19. 2025-05-08Message on Senate action sent to the House.Senate
  20. 2025-05-07Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237. (text: CR S2793) Roll call recordSenate
  21. 2025-05-07Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237. Roll call recordLibrary of Congress
  22. 2025-05-07Considered by Senate. (consideration: CR S2789, S2789-2796)Senate
  23. 2025-05-06Measure laid before Senate by motion. (consideration: CR S2769)Senate
  24. 2025-05-06Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 53 - 46. Record Vote Number: 233. Roll call recordSenate
  25. 2025-05-06Placed on Senate Legislative Calendar under General Orders. Calendar No. 69.Senate
  26. 2025-05-06Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).Senate
  27. 2025-05-06Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).Library of Congress
  28. 2025-02-04Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Senate
  29. 2025-02-04Introduced in SenateLibrary of Congress

Show key steps only

After it became law

Sourced

Nothing in the Federal Register names Public Law 119-19 yet (checked Oct 27, 2026). Many laws need no new rules: they set penalties, name a building, or fund something directly.

Recorded votes

Sourced

May 6, 2025 · Senate roll call 233 · needed 1/2

On the Motion to Proceed: Motion to Proceed Agreed to 53–46

R 53 yes, 0 noI 0 yes, 1 no, 1 present or not votingD 0 yes, 45 no

How each member voted · Official record

May 7, 2025 · Senate roll call 237 · needed 1/2

On the Joint Resolution: Joint Resolution Passed 52–47

R 52 yes, 0 no, 1 present or not votingI 0 yes, 2 noD 0 yes, 45 no

How each member voted · Official record

May 20, 2025 · House roll call 137 · needed 1/2

On Passage: Passed 220–207

R 219 yes, 0 no, 1 present or not votingD 1 yes, 207 no, 5 present or not voting

How each member voted · Official record

Cosponsors

  • Steve Daines R-MT
  • Bill Hagerty R-TN
  • Bernie Moreno R-OH
  • Tim Scott R-SC
  • Thom Tillis R-NC