What it does
SourcedThis joint resolution nullifies the final rule issued by the Department of the Treasury’s Office of the Comptroller of the Currency titled Business Combinations Under the Bank Merger Act and published on September 25, 2024. The rule revises procedures for reviewing applications for proposed bank mergers, such as by removing automatic approvals under an expedited review procedure and by discontinuing streamlined application forms.
Official summary by the Congressional Research Service (Public Law, Jun 20, 2025).
Our plain-language breakdown, with what it means for you and the case for and against, is written once a bill starts to move.
What has happened
Sourced- 2025-06-20Became Public Law No: 119-19.Library of Congress
- 2025-06-20Became Public Law No: 119-19.Library of Congress
- 2025-06-20Signed by President.Library of Congress
- 2025-06-20Signed by President.Library of Congress
- 2025-06-10Presented to President.House floor actions
- 2025-06-10Presented to President.Library of Congress
- 2025-05-20Motion to reconsider laid on the table Agreed to without objection.House floor actions
- 2025-05-20On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137). Roll call recordHouse floor actions
- 2025-05-20Passed/agreed to in House: On passage Passed by the Yeas and Nays: 220 - 207 (Roll no. 137). Roll call recordLibrary of Congress
- 2025-05-20Considered as unfinished business. (consideration: CR H2177-2178)House floor actions
- 2025-05-20POSTPONED PROCEEDINGS - At the conclusion of debate on S.J. Res. 13, the Chair put the question on passage of the joint resolution and by voice vote, announced that the ayes had prevailed. Ms. Waters demanded the yeas and nays and the Chair postponed further proceedings until a time to be announced.House floor actions
- 2025-05-20The previous question was ordered pursuant to the rule.House floor actions
- 2025-05-20DEBATE - The House proceeded with one hour of debate on S.J. Res. 13.House floor actions
- 2025-05-20Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.House floor actions
- 2025-05-20Considered under the provisions of rule H. Res. 426. (consideration: CR H2168-2175)House floor actions
- 2025-05-19Rules Committee Resolution H. Res. 426 Reported to House. Rule provides for consideration of S.J. Res. 13 and S.J. Res. 31. The resolution provides for consideration of S.J. Res. 13 and S.J. Res. 31 under a closed rule with one hour of general debate on each joint resolution. The resolution also provides for a motion to commit on both joint resolutions.House floor actions
- 2025-05-09Held at the desk.House floor actions
- 2025-05-09Received in the House.House floor actions
- 2025-05-08Message on Senate action sent to the House.Senate
- 2025-05-07Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237. (text: CR S2793) Roll call recordSenate
- 2025-05-07Passed/agreed to in Senate: Passed Senate without amendment by Yea-Nay Vote. 52 - 47. Record Vote Number: 237. Roll call recordLibrary of Congress
- 2025-05-07Considered by Senate. (consideration: CR S2789, S2789-2796)Senate
- 2025-05-06Measure laid before Senate by motion. (consideration: CR S2769)Senate
- 2025-05-06Motion to proceed to consideration of measure agreed to in Senate by Yea-Nay Vote. 53 - 46. Record Vote Number: 233. Roll call recordSenate
- 2025-05-06Placed on Senate Legislative Calendar under General Orders. Calendar No. 69.Senate
- 2025-05-06Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).Senate
- 2025-05-06Senate Committee on Banking, Housing, and Urban Affairs discharged by petition pursuant to 5 U.S.C. 802(c).Library of Congress
- 2025-02-04Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Senate
- 2025-02-04Introduced in SenateLibrary of Congress
After it became law
SourcedNothing in the Federal Register names Public Law 119-19 yet (checked Oct 27, 2026). Many laws need no new rules: they set penalties, name a building, or fund something directly.
Recorded votes
SourcedMay 6, 2025 · Senate roll call 233 · needed 1/2
On the Motion to Proceed: Motion to Proceed Agreed to 53–46
R 53 yes, 0 noI 0 yes, 1 no, 1 present or not votingD 0 yes, 45 no
May 7, 2025 · Senate roll call 237 · needed 1/2
On the Joint Resolution: Joint Resolution Passed 52–47
R 52 yes, 0 no, 1 present or not votingI 0 yes, 2 noD 0 yes, 45 no
May 20, 2025 · House roll call 137 · needed 1/2
On Passage: Passed 220–207
R 219 yes, 0 no, 1 present or not votingD 1 yes, 207 no, 5 present or not voting
Cosponsors
- Steve Daines R-MT
- Bill Hagerty R-TN
- Bernie Moreno R-OH
- Tim Scott R-SC
- Thom Tillis R-NC