The law › Title 11, Bankruptcy › Chapter 5
11 U.S.C. 522: Exemptions
Created in 1978 by Public Law 95-598. Changed by 7 later laws. No bill we track in this Congress changes it.
8 other sections of the Code cite this one, including 11 U.S.C. 101, 11 U.S.C. 542, 11 U.S.C. 722, 11 U.S.C. 1123, 26 U.S.C. 1017.
- past change
- enacted this Congress
- proposed
This Congress
No bill we track in the 119th Congress changes this section.
How it got here
2010
- Pub. L. 111–327, §2(a)(17)(A), substituted "petition to the place" for "petition at the place" and "located in a single State" for "located at a single State". (Bankruptcy Technical Corrections Act of 2010) Law text · (b)
- Pub. L. 111–327, §2(a)(17)(B), substituted "such paragraph" for "section 523(a)(5)". (Bankruptcy Technical Corrections Act of 2010) Law text · (c)
2005
- Pub. L. 109–8, §224(a)(1)(B)–(F), designated introductory provisions of subsec. (b) as par. (1), substituted "paragraph (3)" for "paragraph (2)" in two places and "paragraph (2)" for "paragraph (1)" wherever appearing, struck out "Such property is—" after "case is filed.", and struck o… (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §224(a)(1)(B), added par. (2). Former par. (2) redesignated (3). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §224(a)(1)(A)(i)–(iii), added subpar. (C). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §307(2), inserted "If the effect of the domiciliary requirement under subparagraph (A) is to render the debtor ineligible for any exemption, the debtor may elect to exempt property that is specified under subsection (d)." at end. (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §224(a)(1)(A)(iv), redesignated par. (2) as (3) and inserted introductory provisions. (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §308(1), inserted "subject to subsections (o) and (p)," before "any property". (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §307(1), substituted "730 days" for "180 days" and "or if the debtor's domicile has not been located at a single State for such 730-day period, the place in which the debtor's domicile was located for 180 days immediately preceding the 730-day period or for a longer portion of such 1… (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §224(a)(1)(G), added par. (4). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (b)
- Pub. L. 109–8, §216(1), added par. (1) and struck out former par. (1) which read as follows: "a debt of a kind specified in section 523(a)(1) or 523(a)(5) of this title;". (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (c)
- Pub. L. 109–8, §224(a)(2)(A), substituted "subsection (b)(2)" for "subsection (b)(1)" in introductory provisions. (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (d)
- Pub. L. 109–8, §224(a)(2)(B), added par. (12). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (d)
- Pub. L. 109–8, §216(2), substituted "a debt of a kind that is specified in section 523(a)(5); or" for "a debt— (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (f)
- Pub. L. 109–8, §313(a), added par. (4). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (f)
- Pub. L. 109–8, §216(3), substituted "subsection (f)(1)(B)" for "subsection (f)(2)". (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (g)
- Pub. L. 109–8, §224(e)(1), added subsec. (n). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (n)
- Pub. L. 109–8, §308(2), added subsec. (o). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (o)
- Pub. L. 109–8, §322(a), added subsecs. (p) and (q). (Bankruptcy Abuse Prevention and Consumer Protection Act of 2005) Law text · (p), (q)
2000
- Pub. L. 106–420 added par. (4). Law text · (c)
1994
- Pub. L. 103–394, §501(d)(12)(A), substituted "Federal Rules of Bankruptcy Procedure" for "Bankruptcy Rules". · (b)
- Pub. L. 103–394, §108(d)(1)–(6), substituted "$15,000" for "$7,500" in par. (1), "$2,400" for "$1,200" in par. (2), "$400" and "$8,000" for "$200" and "$4,000", respectively, in par. (3), "$1,000" for "$500" in par. (4), "$800" and "$7,500" for "$400" and "$3,750", respective… · (d)
- Pub. L. 103–394, §108(d)(7), substituted "$8,000" for "$4,000". · (d)
- Pub. L. 103–394, §501(d)(12)(B), substituted "or 408" for "408, or 409" and "Internal Revenue Code of 1986" for "Internal Revenue Code of 1954 (26 U.S.C. 401(a), 403(a), 403(b), 408, or 409)". · (d)
- Pub. L. 103–394, §108(d)(8), substituted "$15,000" for "$7,500". · (d)
- Pub. L. 103–394, §§303(3), 310(1), designated existing provisions as par. (1) and inserted "but subject to paragraph (3)" after "waiver of exemptions" in introductory provisions. Former par. (1) redesignated subpar. (A) of par. (1). · (f)
- Pub. L. 103–394, §§303(2), 304(d), redesignated par. (1) as subpar. (A) of par. (1) and inserted ", other than a judicial lien that secures a debt— · (f)
- Pub. L. 103–394, §303(1), redesignated par. (2) as subpar. (B) of par. (1) and subpars. (A) to (C) of par. (2) as cls. (i) to (iii), respectively, of subpar. (B) of par. (1). · (f)
- Pub. L. 103–394, §303(4), added par. (2). Former par. (2) redesignated subpar. (B) of par. (1). · (f)
- Pub. L. 103–394, §310(2), added par. (3). · (f)
1990
- Pub. L. 101–647 added par. (3). · (c)
1986
- Pub. L. 99–554, §283(i)(1), substituted "553 of this title" for "553 of this tittle". · (h)
- Pub. L. 99–554, §283(i)(2), substituted "this" for "his" after "subsection (g) of". · (i)
1984
- Pub. L. 98–353, §453(a), inserted "or, with respect to property that becomes property of an estate after such date, as of the date such property becomes property of the estate". · (a)
- Pub. L. 98–353, §306(a), inserted provision that in joint cases filed under section 302 of this title and individual cases filed under section 301 or 303 of this title by or against debtors who are husband and wife, and whose estates are ordered to be jointly administered under Rule 10… · (b)
- Pub. L. 98–353, §453(b), amended subsec. (c) generally. Prior to amendment, subsec. (c) read as follows: "Unless the case is dismissed, property exempted under this section is not liable during or after the case for any debt of the debtor that arose, or that is determined under section… · (c)
- Pub. L. 98–353, §306(b), inserted "or $4,000 in aggregate value". · (d)
- Pub. L. 98–353, §306(c), amended par. (5) generally. Prior to amendment, par. (5) read as follows: "The debtor's aggregate interest, not to exceed in value $400 plus any unused amount of the exemption provided under paragraph (1) of this subsection, in any property." · (d)
- Pub. L. 98–353, §453(c), substituted "an exemption" for "exemptions". · (e)
- Pub. L. 98–353, §306(d), substituted "Subject to the limitation in subsection (b), this section shall apply separately with respect to each debtor in a joint case" for "This section shall apply separately with respect to each debtor in a joint case". · (m)
Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.