The law › Title 12, Banks and Banking › Chapter 13
12 U.S.C. 1701x: Assistance with respect to housing for low- and moderate-income families
Created in 1968 by Public Law 90-448. Changed by 17 later laws. 1 new law this Congress changed it.
6 other sections of the Code cite this one, including 12 U.S.C. 2604, 42 U.S.C. 1472, 42 U.S.C. 3533, 42 U.S.C. 3535, 42 U.S.C. 8108.
8 parts of federal rules cite it as their authority, written by Office of Assistant Secretary for Community Planning and Development, Department of Housing and Urban Development (4), Office of the Secretary, Department of Housing and Urban Development (2), Office of Assistant Secretary for Housing—federal Housing Commissioner, Department of Housing and Urban Development (1), Office of Assistant Secretary for Public and Indian Housing, Department of Housing and Urban Development (1).
- past change
- enacted this Congress
- proposed
This Congress
- H.R. 6644 21st Century ROAD to Housing Act · became law · changed (a), (e), (i), (j)
How it got here
2010
- Pub. L. 111–203, §1444, added par. (4). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (a)
- Pub. L. 111–203, §1443(b), added subcl. (V). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
- Pub. L. 111–203, §1445(1), added par. (1) and struck out former subpar. (1). Prior to amendment, text read as follows: "An organization may not receive assistance for counseling activities under subsection (a)(1)(iii), (a)(2), (c), or (d) of this section, unless the organization pro… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (e)
- Pub. L. 111–203, §1445(2), in introductory provisions, inserted "and for certifying organizations" before period at end of first sentence and substituted ", for certification of an organization, that each individual through which the organization provides counseling shall demonstrat… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (e)
- Pub. L. 111–203, §1445(5), added par. (3). Former par. (3) redesignated (5). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (e)
- Pub. L. 111–203, §1445(3), inserted "organizations and" before "individuals". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (e)
- Pub. L. 111–203, §1445(4), (5), added par. (4) and redesignated former par. (3) as (5). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (e), (5)
- Pub. L. 111–203, §1443(a), added subsec. (g). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
- Pub. L. 111–203, §1448, added subsec. (h). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (h)
- Pub. L. 111–203, §1449, added subsec. (i). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (i)
2008
- Pub. L. 110–289, §2127(2), struck out concluding provisions which read as follows: "An applicant for a mortgage shall be eligible for homeownership counseling under this subsection if the applicant is a first-time homebuyer who meets the requirements of section 12852(b)(1) of title … (Housing and Economic Recovery Act of 2008) Law text · (c)
- Pub. L. 110–289, §2127(1), added cls. (iii) and (iv). (Housing and Economic Recovery Act of 2008) Law text · (c), (iv)
- Pub. L. 110–289, §2127(3), added subpar. (D). (Housing and Economic Recovery Act of 2008) Law text · (c)
2006
- Pub. L. 109–163 added subcl. (IV). (National Defense Authorization Act for Fiscal Year 2006) Law text · (c)
2001
- Pub. L. 107–73 struck out heading and text of par. (9). Text read as follows: "The provisions of this subsection shall not be effective after September 30, 2000." (Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 2002) Law text · (c)
1998
- Pub. L. 105–276, §594(b), amended heading and text of subpar. (C) generally. Prior to amendment, text read as follows: "Notification under subparagraph (A) shall not be required with respect to any loan— (Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1999) Law text · (c)
- Pub. L. 105–276, §594(a), substituted "2000" for "1994". (Departments of Veterans Affairs and Housing and Urban Development, and Independent Agencies Appropriations Act, 1999) Law text · (c)
1996
- Pub. L. 104–316, §106(a)(2), substituted "(9)" for "(10)(K)" in introductory provisions. (General Accounting Office Act of 1996) Law text · (d)
- Pub. L. 104–316, §106(a)(3), struck out "(for purposes of the study and report under paragraph (9))" before "may require". (General Accounting Office Act of 1996) Law text · (d)
- Pub. L. 104–316, §106(a)(1), (4), redesignated pars. (10) to (13) as (9) to (12), respectively, and struck out former par. (9) which related to GAO study and report on demonstration program. (General Accounting Office Act of 1996) Law text · (d)
1992
- Pub. L. 102–550, §162(a), substituted "except that for such purposes there are authorized to be appropriated $6,025,000 for fiscal year 1993 and $6,278,050 for fiscal year 1994. Of the amounts appropriated for each of fiscal years 1993 and 1994, up to $500,000 shall be available for… · (a)
- Pub. L. 102–550, §162(b)(3), added cl. (iii). · (c)
- Pub. L. 102–550, §162(b)(4), inserted flush sentence at end. · (c)
- Pub. L. 102–550, §162(b)(5), added subpar. (A) and struck out former subpar. (A) which read as follows: "(A) In general.—Except as provided in subparagraph (C), if any eligible homeowner fails to pay any amount by the date the amount is due under a home loan, the creditor of the … · (c)
- Pub. L. 102–550, §162(b)(6), inserted ", which shall be updated annually," after "organizations". · (c)
- Pub. L. 102–550, §162(b)(1), amended first sentence generally. Prior to amendment, first sentence read as follows: "There is authorized to be appropriated to carry out this section $6,700,000 for fiscal year 1991 and $7,000,000 for fiscal year 1992, of which amounts $2,000,000 shall… · (c)
- Pub. L. 102–550, §162(b)(2), substituted "1994" for "1992". · (c)
- Pub. L. 102–550, §162(c), amended par. (12) generally. Prior to amendment, par. (12) read as follows: "There are authorized to be appropriated to carry out this subsection $350,000 for fiscal year 1991 and $365,000 for fiscal year 1992." · (d)
- Pub. L. 102–550, §162(d), added subsecs. (e) and (f). · (e), (f)
1990
- Pub. L. 101–625, §706(c), designated portions of existing text as cls. (A) and (C), and added cl. (B). · (a)
- Pub. L. 101–625, §577(a), substituted provisions authorizing appropriations of $3,600,000 for fiscal year 1991 and $3,700,000 for fiscal year 1992, for provisions authorizing appropriations of $3,500,000 for each of the fiscal years 1988 and 1989. · (a)
- Pub. L. 101–625, §577(b)(3), amended par. (5) generally. Prior to amendment, par. (5) read as follows: "The creditor of a delinquent home loan shall notify an eligible homeowner of the availability of any homeownership counseling offered by the creditor. As a supplement to the couns… · (c)
- Pub. L. 101–625, §577(b)(1), amended first sentence generally. Prior to amendment, first sentence read as follows: "There are authorized to be appropriated to carry out this subsection $3,500,000 for each of the fiscal years 1988 and 1989." · (c)
- Pub. L. 101–625, §577(b)(2), substituted "September 30, 1992" for "September 30, 1990". · (c)
- Pub. L. 101–625, §577(c), added subsec. (d). · (d)
1989
- Pub. L. 101–137 substituted "September 30, 1990" for "September 30, 1989". · (c)
1988
- Pub. L. 100–628 inserted before period at end of first sentence "or guaranteed or insured under chapter 37 of title 38". · (a)
- Pub. L. 100–242, §169(a), substituted "except that for each of the fiscal years 1988 and 1989 there are authorized to be appropriated $3,500,000 for such purposes" for "except that for the fiscal year 1984, there are authorized to be appropriated not to exceed $3,500,000 for such pu… · (a)
- Pub. L. 100–242, §169(b), added subsec. (c). · (c)
1984
- Pub. L. 98–479 substituted "architectural" for "architechtual". · (b)
1983
- Pub. L. 98–181 substituted "1984" for "1982", and "$3,500,000" for "$4,000,000". · (a)
1981
- Pub. L. 97–35 inserted provisions authorizing appropriations for fiscal year 1982. · (a)
1977
- Pub. L. 95–128 authorized the Secretary to provide the services for other owners of single family dwelling units insured under subchapter II of this chapter. · (a)
1974
- Pub. L. 93–383, §811(b)(1), (c), in cl. (iii) substituted provisions authorizing counseling and advice to tenants and homeowners with respect to property maintenance, etc., for provisions authorizing counseling on household management, self-help, etc., for families receiving assista… · (a)
- Pub. L. 93–383, §811(b)(2), added par. (2). Former par. (2) redesignated (3). · (a)
- Pub. L. 93–383, §811(b)(2), (d), redesignated former par. (2) as (3) and substituted "such sums as may be necessary" for "not to exceed $5,000,000". · (a)
- Pub. L. 93–383, §811(e), (f), inserted reference to public housing agencies. · (b), (2)
1970
- Pub. L. 91–609, §903(a), designated existing provisions as par. (1), inserted provision respecting specific authorities without limitation to such authorities, redesignated former par. (1) as cl. (i), struck out introductory text relating to assistance with respect to construction, reh… · (a)
- Pub. L. 91–609, §903(b), substituted "section 1715z of this title or any other federally assisted program" for "any federally assisted program" in first sentence. · (b)
Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.