12 U.S.C. 1828: Regulations governing insured depository institutions

2018

• Pub. L. 115–174, §403(a)(1), moved subsec. (z) to follow subsec. (y). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (z)
• Pub. L. 115–174, §403(a)(2), added subsec. (aa). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (aa)

2012

• Pub. L. 112–215 inserted "the Bureau of Consumer Financial Protection," before "any Federal banking agency" and substituted "such Bureau, agency" for "such agency" in two places. Law text · (x)
• Pub. L. 112–215, §1(2)(A), inserted "the Bureau of Consumer Financial Protection," before "any Federal banking agency". Law text · (x)

2010

• Pub. L. 111–203, §363(7)(A)(i), inserted "or a Federal savings association" before the semicolon. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §363(7)(A)(ii), inserted "and" at end. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §363(7)(A)(iii), substituted "or a State savings association." for "(except a savings bank supervised by the Director of the Office of Thrift Supervision); and". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §363(7)(A)(iv), struck out subpar. (D) which read as follows: "the Director of the Office of Thrift Supervision if the acquiring, assuming, or resulting institution is to be a savings association." (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §604(f), substituted "the convenience and needs of the community to be served, and the risk to the stability of the United States banking or financial system" for "and the convenience and needs of the community to be served" in concluding provisions. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §627(a)(3), amended subsec. (g) generally to read "[Repealed]". Prior to amendment, subsec. (g) related to interest or dividend on demand deposits, definitions, and regulation of interest rates. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
• Pub. L. 111–203, §363(7)(B), substituted "the Comptroller of the Currency" for "the Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
• Pub. L. 111–203, §363(7)(C), substituted "Corporation" for "Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (i)
• Pub. L. 111–203, §363(7)(D)(i)(I), substituted "or the Comptroller of the Currency, as appropriate," for "and the Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §363(7)(D)(i)(II), substituted "of the Comptroller of the Currency and orders of the Corporation and the Comptroller of the Currency" for "and orders of the Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §363(7)(D)(ii)(I), substituted "Comptroller of the Currency, as appropriate," for "Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §363(7)(D)(ii)(II), in introductory provisions, substituted "Corporation or the Comptroller of the Currency, as appropriate," for "Director of the Office of Thrift Supervision" and, in concluding provisions, substituted "the Office of the Comptroller of the Curre… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §363(7)(D)(iii)(I), inserted ", in the case of a Federal savings association," before "consult with" and substituted "Comptroller of the Currency" for "Director of the Office of Thrift Supervision". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §363(7)(D)(iii)(II), in heading, substituted "Comptroller of the Currency" for "Director" and, in text, substituted "Comptroller of the Currency" for "Office of Thrift Supervision", inserted a comma after "soundness", and inserted "as to Federal savings associati… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (m)
• Pub. L. 111–203, §623(a), added par. (13). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c)
• Pub. L. 111–203, §613(b), amended cl. (i) generally. Prior to amendment, text read as follows: "there is in effect in the host State a law that— (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (d)
• Pub. L. 111–203, §611(a), added subsec. (y). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (y)
• Pub. L. 111–203, §615(a), added subsec. (z). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (z)

2008

• Pub. L. 110–343, §126(d)(2), substituted "Representations of deposit insurance" for "Insurance logo" in heading. (Emergency Economic Stabilization Act of 2008) Law text · (a)
• Pub. L. 110–343, §126(d)(1), substituted "violate paragraph (1)" for "violate this subsection" and "under paragraph (2)" for "under this subsection". (Emergency Economic Stabilization Act of 2008) Law text · (a)
• Pub. L. 110–343, §126(a), added par. (4). (Emergency Economic Stabilization Act of 2008) Law text · (a)
• Pub. L. 110–315 inserted ", as such section existed on the day before the date of the repeal of such section" after "section 1087–2(d) of title 20". (Higher Education Opportunity Act) Law text · (s)

2006

• Pub. L. 109–173, §2(c)(2), amended subsec. (a) generally. Prior to amendment, subsec. (a) related to the insurance logo and signs to be displayed at insured savings associations and insured banks. (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (a)
• Pub. L. 109–351, §606(a), inserted heading and amended text generally. Prior to amendment, text read as follows: "In the interests of uniform standards, before acting on any application for approval of a merger transaction, the responsible agency, unless it finds that it must act im… (Financial Services Regulatory Relief Act of 2006) Law text · (c)
• Pub. L. 109–351, §606(b)(2), substituted, in penultimate sentence, "If the agency has advised the Attorney General under paragraph (4)(B)(ii) of the existence of an emergency requiring expeditious action and has requested a report on the competitive factors within 10 days, the trans… (Financial Services Regulatory Relief Act of 2006) Law text · (c)
• Pub. L. 109–351, §606(b)(1), substituted, in second sentence, "insured depository institutions involved, or if the proposed merger transaction is solely between an insured depository institution and 1 or more of its affiliates, and the report on the competitive factors has" for "banks or savings as… (Financial Services Regulatory Relief Act of 2006) Law text · (c)
• Pub. L. 109–171, §2104(c), amended subsec. (h) generally. Prior to amendment, text read as follows: "Any insured depository institution which willfully fails or refuses to file any certified statement or pay any assessment required under this chapter shall be subject to a penalty of no… (Deficit Reduction Act of 2005) Law text · (h)
• Pub. L. 109–351, §704(1), substituted "or covered company" for "or depository institution holding company". (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(2), added subpar. (B) and struck out former subpar. (B) which read as follows: "Whether there is a reasonable basis to believe that the institution-affiliated party is substantially responsible for the insolvency of the depository institution or depository i… (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(3), substituted "covered company," for "depository institution holding company" in introductory provisions. (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(4), substituted "covered company" for "depository institution holding company" in introductory provisions. (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(5), substituted "covered company" for "holding company". (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(6), substituted "covered company for the benefit" for "depository institution holding company for the benefit" and "or covered company that—" for "or holding company that—" in introductory provisions, "covered company;" for "holding company;" in cl. (i), and… (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(7), substituted "covered company" for "depository institution holding company" in introductory provisions. (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(8), added subpar. (D). (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–351, §704(9), substituted "covered company," for "depository institution holding company" and "or covered company which is described" for "or holding company which is described". (Financial Services Regulatory Relief Act of 2006) Law text · (k)
• Pub. L. 109–173, §8(a)(28), in subpar. (A) substituted "Deposit Insurance Fund" for "Savings Association Insurance Fund" and "savings association" for "Savings Association Insurance Fund member" and in subpar. (C) substituted "Deposit Insurance Fund" for "Savings Association Insuran… (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (m)
• Pub. L. 109–171, §2102(b), repealed Pub. L. 104–208, §2704(d)(14)(U). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (m)
• Pub. L. 109–173, §8(a)(29), substituted "Deposit Insurance Fund" for "deposit insurance funds" in subpar. (A)(i) and for "deposit insurance fund" in subpar. (B)(ii). (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (o)
• Pub. L. 109–173, §8(a)(30), substituted "Deposit Insurance Fund" for "deposit insurance funds". (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (p)
• Pub. L. 109–171, §2102(b), repealed Pub. L. 104–208, §2704(d)(14)(V). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (p)
• Pub. L. 109–351, §702(b), inserted "and" at end of subpar. (A), redesignated subpar. (C) as (B), and struck out former subpar, (B) which read as follows: "the insured depository institution is undercapitalized (as defined in section 1831o of this title); and". (Financial Services Regulatory Relief Act of 2006) Law text · (u)
• Pub. L. 109–351, §607(a), added subsec. (x). (Financial Services Regulatory Relief Act of 2006) Law text · (x)

2004

• Pub. L. 108–386, §8(a)(5)(A), struck out "or a District bank" after "national bank". (2004 District of Columbia Omnibus Authorization Act) Law text · (c)
• Pub. L. 108–386, §8(a)(5)(B), struck out "(except a District bank)" after "State member bank". (2004 District of Columbia Omnibus Authorization Act) Law text · (c)
• Pub. L. 108–386, §8(a)(5)(C), struck out "a District Bank or" before "a savings bank". (2004 District of Columbia Omnibus Authorization Act) Law text · (c)
• Pub. L. 108–386, §8(a)(5)(D), struck out "(except a District bank)" after "nonmember insured bank" in two places. (2004 District of Columbia Omnibus Authorization Act) Law text · (d)
• Pub. L. 108–386, §8(a)(5)(E), struck out "or a District bank" after "national bank". (2004 District of Columbia Omnibus Authorization Act) Law text · (f)
• Pub. L. 108–386, §8(a)(5)(F), struck out "(except a District bank)" after "State nonmember bank". (2004 District of Columbia Omnibus Authorization Act) Law text · (i)
• Pub. L. 108–386, §8(a)(5)(G)–(I), redesignated subpars. (B) to (D) as (A) to (C), respectively, struck out "(except a District bank)" before semicolon in subpars. (A) and (B), and struck out former subpar. (A), which read as follows: "the Comptroller of the Currency if the… (2004 District of Columbia Omnibus Authorization Act) Law text · (i)
• Pub. L. 108–458 inserted comma after "agent of such institution". (Intelligence Reform and Terrorism Prevention Act of 2004) Law text · (w)

2001

• Pub. L. 107–56, §327(b)(1), added par. (11) and redesignated former par. (11) as (12). (Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT ACT) Act of 2001) Law text · (c), (12)
• Pub. L. 107–56, §355, added subsec. (w). (Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism (USA PATRIOT ACT) Act of 2001) Law text · (w)

2000

• Pub. L. 106–569, §1207(b)(1), redesignated subsec. (t), relating to limitation on claims, as (u). (American Homeownership and Economic Opportunity Act of 2000) Law text · (t), (u)
• Pub. L. 106–569, §1207(b)(2), added subsec. (v). (American Homeownership and Economic Opportunity Act of 2000) Law text · (v)

1999

• Pub. L. 106–102, §730, added subsec. (t) relating to limitation on claims. (Gramm-Leach-Bliley Act) Law text · (t)
• Pub. L. 106–102, §204, which directed amendment of section by adding at end subsec. (t) relating to recordkeeping requirements, was executed by making the addition after subsec. (s) to reflect the probable intent of Congress. (Gramm-Leach-Bliley Act) Law text · (t)

1998

• Pub. L. 105–277 redesignated par. (4) as (5) and added par. (4). (Agriculture, Rural Development, Food and Drug Administration, and Related Agencies Appropriations Act, 1999) Law text · (s), (5)

1996

• Pub. L. 104–208, §2704(d)(14)(U), which directed substitution of "Deposit Insurance Fund" for "Savings Association Insurance Fund" wherever appearing and striking of "or the Bank Insurance Fund" in subpar. (C), was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment no… (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (m)
• Pub. L. 104–208, §2704(d)(14)(V), which directed substitution of "Deposit Insurance Fund" for "deposit insurance funds", was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment note below and 2006 Amendment note above. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (p)
• Pub. L. 104–208, §2615(b), added subsec. (s). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (s)

1994

• Pub. L. 103–325, §602(a)(44), substituted "if the insured depository institution deposits" for ", if such bank shall deposit". · (b)
• Pub. L. 103–325, §602(a)(45), inserted "or" at end. · (c)
• Pub. L. 103–325, §§324, 602(a)(46), substituted "other Federal banking agencies" for "other two banking agencies" in two places and inserted at end "Notwithstanding the preceding sentence, a banking agency shall not be required to file a report requested by the responsible agency un… · (c)
• Pub. L. 103–325, §§321(b), 602(a)(47), substituted "other Federal banking agencies" for "other two banking agencies" and inserted before period at end "or, if the agency has not received any adverse comment from the Attorney General of the United States relating to competitive facto… · (c)
• Pub. L. 103–325, §602(a)(48), substituted "with—" for "with the following information:". · (c)
• Pub. L. 103–328, §102(b)(3)(A), added par. (3). · (d)
• Pub. L. 103–328, §103(b), added par. (4). · (d)
• Pub. L. 103–325, §602(a)(49), substituted "such insured depository institution" for "such bank" and "the insured depository institution" for "the bank". · (f)
• Pub. L. 103–325, §602(a)(50), struck out "or" at end. · (k)
• Pub. L. 103–325, §326(b)(1), added subsec. (q). · (q)
• Pub. L. 103–328, §101(d), added subsec. (r). · (r)

1992

• Pub. L. 102–550 redesignated subsec. (o), relating to periodic review of capital standards, as (p). · (p)

1991

• Pub. L. 102–242, §306(k), amended subsec. (j) generally, revising and restating as pars. (1) to (3) provisions of former pars. (1) to (6). · (j)
• Pub. L. 102–242, §305(a), added subsec. (o) relating to periodic review of capital standards. · (o)
• Pub. L. 102–242, §304(a), added subsec. (o) relating to real estate lending. · (o)

1990

• Pub. L. 101–647 added subsec. (k). · (k)

1989

• Pub. L. 101–73, §221(1), substituted heading and pars. (1) to (3) for first two sentences which read as follows: "Every insured bank shall display at each place of business maintained by it a sign or signs, and shall include a statement to the effect that its deposits are insured by th… · (a)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank". · (a)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank" wherever appearing. · (b), (c), (2)
• Pub. L. 101–73, §221(2)(A), added subpars. (C) and (D) and struck out former subpar. (C) which read as follows: "the Corporation if the acquiring, assuming or resulting bank is to be a nonmember insured bank (except a District bank)." · (c), (D)
• Pub. L. 101–73, §221(2)(C), (D), substituted "banks or savings associations" for "banks" wherever appearing and "default" for "failure". · (c)
• Pub. L. 101–73, §221(2)(C), substituted "banks or savings associations" for "banks". · (c), (6)
• Pub. L. 101–73, §221(2)(C), substituted "bank or savings association" for "bank". · (c), (9)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank". · (c)
• Pub. L. 101–73, §221(2)(B), struck out par. (12) which read as follows: "The provisions of this subsection shall not apply to any transaction where the acquiring, assuming, or resulting institution is an insured Federal savings bank or an institution insured by the Federal Savings … · (c)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank" wherever appearing. · (e), (f)
• Pub. L. 101–73, §201(b), substituted "Director of the Office of Thrift Supervision" for "Federal Home Loan Bank Board". · (g)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank". · (h)
• Pub. L. 101–73, §221(3)(A), (B), substituted "insured Federal depository institution" and "insured State depository institution" for "insured bank" and "insured State bank", respectively. · (i)
• Pub. L. 101–73, §221(3)(C), (D), added subpar. (D). · (i)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank". · (i)
• Pub. L. 101–73, §221(3)(E), which directed the amendment of subsec. (i)(2) by inserting "and fitness" after "character" in par. (4)(D), was executed to par. (4)(D) as the probable intent of Congress. · (i)
• Pub. L. 101–73, §221(3)(F), which directed the amendment of subsec. (i)(2) by striking out par. (5), was executed to par. (5) as the probable intent of Congress. Prior to amendment, par. (5) read as follows: "Nothing in this subsection shall apply to a conversion of an insured bank … · (i)
• Pub. L. 101–73, §201(a), substituted "insured depository institution" for "insured bank". · (j)
• Pub. L. 101–73, §907(c), amended pars. (4) and (5) generally. Prior to amendment, pars. (4) and (5) read as follows: · (j), (5)
• Pub. L. 101–73, §905(d), added par. (6). · (j)
• Pub. L. 101–73, §221(4), added subsecs. (m) and (n). · (m), (n)

1987

• Pub. L. 100–86, §504(b)(1), amended par. (12) generally. Prior to amendment, par. (12) read as follows: "The provisions of this subsection shall not apply to any merger transaction involving an insured Federal savings bank unless the resulting institution will be an insured bank ot… · (c)
• Pub. L. 100–86, §504(b)(2), added par. (5). · (i)
• Pub. L. 100–86, §102(b)(1), inserted reference to section 371c–1 of this title in two places. · (j)
• Pub. L. 100–86, §103(a), added par. (3) and redesignated former par. (3) as (4). · (j)
• Pub. L. 100–86, §§102(b)(2), 103, redesignated former par. (3) as (4) and in subpar. (A) inserted ", 371c–1," and "or any provision of section 377 of this title,". · (j)
• Pub. L. 100–86, §103(a), redesignated former par. (4) as (5). · (j)

1982

• Pub. L. 97–320, §113(n), added par. (12). · (c)
• Pub. L. 97–320, §410(d), struck out "within the meaning of section 221a of this title and" after "of a nonmember insured bank,". · (j)
• Pub. L. 97–320, §423, inserted provisions relating to the applicability of this subsection to any foreign bank as defined in section 3101(7) of this title and its branch in the United States. · (j)
• Pub. L. 97–320, §424(b), (d)(10), inserted proviso giving the Corporation discretionary authority to compromise, etc., any civil money penalty imposed under this subsection, and substituted "may be assessed" for "shall be assessed". · (j)
• Pub. L. 97–424(e), substituted "twenty days from the service" for "ten days from the date". · (j)
• Pub. L. 97–320, §113(o), added par. (4). · (j)

1980

• Pub. L. 96–221, §§302(b), 307, inserted provisions identical to provisions inserted by section 101(b) of Pub. L. 96–161, designating existing provisions as par. (1) and adding par. (2), and repealing the amendment made by Pub. L. 96–161. See Repeals and Effective Date of 1980 Amendment… · (g)
• Pub. L. 96–221, §207(b)(2), (3), provided for the future amendment of subsec. (g)(1) by striking out "payment and" and ", including limitations on the rates of interest or dividends that may be paid" in second sentence, and by striking out third, fifth, and eighth sentences which read as follows: "… · (g)
• Pub. L. 96–221, §529, repealed Pub. L. 96–104 and title II of Pub. L. 96–161, resulting in the striking out of subsec. (k) which had provided that no insured nonmember bank or affiliate, or any successor, assignee, endorser, guarantor, or surety thereof, could plead or claim, directly … · (k)

1979

• Pub. L. 96–161, §101(b), designated existing provisions as par. (1) and added par. (2). · (g)
• Pub. L. 96–161, §209, added subsec. (k). A prior subsec. (k), added by Pub. L. 96–104 and identical to the subsec. (k) added by Pub. L. 96–161, was repealed by section 212 of Pub. L. 96–161. See Codification note above. · (k)
• Pub. L. 96–104 added subsec. (k). A prior subsec. (k), which also related to the inapplicability of State usury ceilings to certain obligations issued by insured nonmember banks and affiliates, was repealed by section 1 of Pub. L. 96–104. · (k)

1978

• Pub. L. 95–630, §306, inserted "(including liabilities which would be 'deposits' except for the proviso in section 1813(l)(5) of this title)" after "pay any deposits". · (c)
• Pub. L. 95–369, §6(c)(25), added par. (11). · (c)
• Pub. L. 95–630, §301(b), designated existing provisions as par. (1) and, inserted "domestic" after "operate any new" and "such" after "main office or any", and added par. (2). · (d)
• Pub. L. 95–369, §6(c)(26), inserted provision prohibiting a foreign bank from moving any insured branch from one location to another without the consent of the Corporation. · (d)
• Pub. L. 95–369, §6(c)(27), inserted "and in insured branches of foreign banks" after "in insured nonmember banks". · (g)
• Pub. L. 95–630, §108, designated existing provisions as par. (1) and added pars. (2) and (3). · (j)
• Pub. L. 95–369, §6(c)(28), inserted at end "The provisions of this subsection shall not apply to any foreign bank having an insured branch with respect to dealings between such bank and any affiliate thereof." · (j)
• Pub. L. 95–630, §301(c), added subsec. (l). · (l)

1974

• Pub. L. 93–495 added par. (10). · (c)
• Pub. L. 93–501, §102(a), struck out requirement that obligations other than deposits undertaken by insured non-member banks be for the purpose of obtaining funds to be used in the banking business in provisions relating to applicability of this subsection and of regulations under the s… · (g)
• Pub. L. 93–501, §302, added subsec. (k). · (k)

1973

• Pub. L. 93–100 extended rulemaking authority of Board of Directors to payment and advertisement of dividends on deposits and in the provisions relating to the applicability of the subsection to noninsured banks in the States, eliminated clause designation and struck out provisions of f… · (g)

1969

• Pub. L. 91–151 extended the authority of the Board under this subsection to noninsured banks in the States where uninsured savings deposits exceed 20 per cent of the total savings deposits, and, where State laws do not provide for such regulations, empowered the Board up to July 31, 19… · (g)

1968

• Pub. L. 90–505 gave the Board power to prescribe rules governing the payment and advertisement of interest on deposits. · (g)

1966

• Pub. L. 89–356, §1(a), laid down more definite guidelines for dealing with the antitrust aspects of bank mergers by prohibiting monopoly bank mergers in all cases, forbidding anticompetitive mergers except in cases where a clear showing is made that a given merger is so beneficial that… · (c)
• Pub. L. 89–597 made the authority of the FDIC Board to prescribe maximum permissible rates of interest that may be paid by member banks on time and savings deposits discretionary rather than mandatory, included such payments by insured mutual savings banks, required prior consultations… · (g)
• Pub. L. 89–356, §1(b), added subsec. (i). · (i)
• Pub. L. 89–485 added subsec. (j). · (j)

1965

• Pub. L. 89–79 extended until Oct. 15, 1968, the period during which the provisions of this subsection should not apply to the rate of interest which may be paid by insured nonmember banks on time deposits of foreign governments, monetary and financial authorities of foreign governments… · (g)

1962

• Pub. L. 87–827 inserted sentence making the subsection inapplicable, during the period commencing on Oct. 15, 1962, and ending upon the expiration of three years after such date, to the rate of interest which may be paid by insured nonmember banks on time deposits of foreign government… · (g)

1960

• Pub. L. 86–463 prohibited merger or consolidation of any insured bank with any other insured bank, or acquisition of assets of, or assumption of liability to pay any deposits made in, any other insured bank without prior written consent, required publication of notice of any proposed m… · (c)