WHAT THE LAW DOINCongress, in plain words

The law › Title 12, Banks and Banking › Chapter 39

12 U.S.C. 3806: Adjustable rate mortgage caps

Created in 1987 by Public Law 100-86. Changed by 1 later law. No bill we track in this Congress changes it.

1 other section of the Code cite this one, including 15 U.S.C. 1639.

3 parts of federal rules cite it as their authority, written by Comptroller of the Currency, Department of the Treasury (2), Federal Reserve System (1).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    1992

    • Pub. L. 102–550 substituted "any consumer loan" for "any loan". · (d)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.