WHAT THE LAW DOINCongress, in plain words

The law › Title 12, Banks and Banking › Chapter 53

12 U.S.C. 5371: Leverage and risk-based capital requirements

Created in 2010 by the Dodd-Frank Wall Street Reform and Consumer Protection Act (Public Law 111-203). Changed by 4 later laws. No bill we track in this Congress changes it.

2 other sections of the Code cite this one, including 12 U.S.C. 5903, 15 U.S.C. 9050.

4 parts of federal rules cite it as their authority, written by Federal Reserve System (3), Comptroller of the Currency, Department of the Treasury (1).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2018

    • Pub. L. 115–174 added subpar. (C) and struck out former subpar. (C) which read as follows: "any bank holding company or savings and loan holding company having less than $1,000,000,000 in total consolidated assets that complies with the requirements of the Small Bank Holding Comp… (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (b)

    2015

    • Pub. L. 114–94 inserted "or March 31, 2010," after "December 31, 2009,". (Fixing America's Surface Transportation Act" or the "FAST Act) Law text · (b)

    2014

    • Pub. L. 113–279, §2(1), added pars. (4) to (7). Law text · (a)
    • Pub. L. 113–250 amended subpar. (C) generally. Prior to amendment, subpar. (C) read as follows: "any small bank holding company that is subject to the Small Bank Holding Company Policy Statement of the Board of Governors, as in effect on May 19, 2010." Law text · (b)
    • Pub. L. 113–279, §2(2), added subsec. (c). Law text · (c)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.