15 U.S.C. 1602: Definitions and rules of construction

2018

• Pub. L. 115–174, §107(1), redesignated subsec. (cc), relating to definitions relating to mortgage origination and residential mortgage loans, as (dd). Former subsec. (dd) redesignated (ee). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (cc), (dd)
• Pub. L. 115–174, §107(2), added subpar. (C) and struck out former subpar. (C) which read as follows: "does not include any person who is (i) not otherwise described in subparagraph (A) or (B) and who performs purely administrative or clerical tasks on behalf of a person who is d… (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (dd)
• Pub. L. 115–174, §107(1), redesignated subsec. (dd) as (ee). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (ee)

2010

• Pub. L. 111–203, §1100A(2), which directed substitution of "Bureau" for "Board" wherever appearing, was executed by making the substitution wherever appearing in subsecs. (g), (z), and (bb)(2)(A), (C), (4)(D), but not in subsec. (c), to reflect the probable intent of Congress. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text
• Pub. L. 111–203, §1100(A)(1), added subsec. (b) and redesignated former subsecs. (b) to (z) as (c) to (aa), respectively. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (b), (c), (d), (e), (f), (g), (h), (i), (j), (k), (l), (m), (n), (o), (p), (q), (r), (s), (t), (u), (v), (w), (x), (y), (z)
• Pub. L. 111–203, §1431(a), which directed amendment of subsec. (aa) by inserting subsec. heading, adding par. (1), and striking out former par. (1), was executed by making the amendment to subsec. (bb) to reflect the probable intent of Congress and the redesignation of subsec. (aa) as… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb)
• Pub. L. 111–203, §1100(A)(1), redesignated subsec. (aa) as (bb). Former subsec. (bb) redesignated (cc). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb)
• Pub. L. 111–203, §1431(b), which directed amendment of subsec. (aa)(2) by adding subpar. (B) and striking out former subpar. (B), was executed by making the amendment to subsec. (bb)(2) to reflect the probable intent of Congress and the redesignation of subsec. (aa) as (bb) by P… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb)
• Pub. L. 111–203, §1431(c)(1)(A), which directed amendment of subsec. (aa)(4) by adding subpar. (B) and struck out former subpar. (B), was executed by making the amendment to subsec. (bb)(4) to reflect the probable intent of Congress and the redesignation of subsec. (aa) as (bb) … (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb)
• Pub. L. 111–203, §1431(c)(1)(B), (C), which directed amendment of subsec. (aa)(4) by adding subpars. (D) to (F) and redesignating former subpar. (D) as (G), was executed by making the amendment to subsec. (bb)(4) to reflect the probable intent of Congress and the redesign… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb)
• Pub. L. 111–203, §1431(c)(2), which directed amendment of subsec. (aa) by adding par. (5) and redesignating former par. (5) as (6), was executed by making the amendment to subsec. (bb) to reflect the probable intent of Congress and the redesignation of subsec. (aa) as (bb) by … (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (bb), (6)
• Pub. L. 111–203, §1401, added subsec. (cc) relating to definitions relating to mortgage origination and residential mortgage loans. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (cc)
• Pub. L. 111–203, §1100(A)(1), redesignated subsec. (bb) as (cc) defining the term "reverse mortgage transaction". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (cc)
• Pub. L. 111–203, §1431(d), added subsec. (dd). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (dd)

2009

• Pub. L. 111–24 substituted "terms 'open end credit plan' and 'open end consumer credit plan' mean" for "term 'open end credit plan' means" in first sentence and inserted "or open end consumer credit plan" after "credit plan" wherever appearing in second sentence. (Credit Card Accountability Responsibility and Disclosure Act of 2009" or the "Credit CARD Act of 2009) Law text · (i)

2008

• Pub. L. 110–315 inserted at end "The term 'creditor' includes a private educational lender (as that term is defined in section 1650 of this title) for purposes of this subchapter." (Higher Education Opportunity Act) Law text · (f)

1994

• Pub. L. 103–325, §152(c), inserted at end "Any person who originates 2 or more mortgages referred to in subsection (aa) in any 12-month period or any person who originates 1 or more such mortgages through a mortgage broker shall be considered to be a creditor for purposes of this subch… · (f)
• Pub. L. 103–325, §152(b), substituted "the due dates" for "and the due dates" and inserted before period at end ", and the disclosures required by section 1639(a) of this title". · (u)
• Pub. L. 103–325, §152(a), added subsec. (aa). · (aa)
• Pub. L. 103–325, §154(a), added subsec. (bb). · (bb)

1982

• Pub. L. 97–320 struck out provision that a person who regularly arranged for the extension of consumer credit payable in more than four installments or for which the payment of a finance charge was or might have been required from persons not creditors was a creditor, and provision tha… · (f)

1981

• Pub. L. 97–25 added subsec. (z) and, effective Apr. 10, 1982, redesignated subsecs. (x), (y), and (z) as (y), (z), and (x), respectively. · (x), (y), (z)

1980

• Pub. L. 96–221, §602(a), substituted provisions defining term "creditor" as referring only to a person who both regularly extends consumer credit, subject to specified conditions, and is the person to whom the debt arising is initially payable on the face of the indebtedness or by agre… · (f)
• Pub. L. 96–221, §602(b), substituted "in which the seller is a creditor" for "with respect to which credit is extended or arranged by the seller". · (g)
• Pub. L. 96–221, §603(a), struck out applicability to agricultural purposes. · (h)
• Pub. L. 96–221, §604, inserted provisions respecting the reasonable contemplations of the creditor, and verification of credit information from time to time. · (i)
• Pub. L. 96–221, §603(b), added subsecs. (s) and (t). Former subsecs. (s) and (t) redesignated (x) and (y), respectively. · (s), (t)
• Pub. L. 96–221, §612(a)(2), added subsec. (u). · (u)
• Pub. L. 96–221, §612(b), added subsecs. (v) and (w). · (v), (w)
• Pub. L. 96–221, §603(b), redesignated former subsecs. (s) and (t) as (x) and (y), respectively. · (x), (y)

1976

• Pub. L. 94–222 added subsecs. (p) and (q) and redesignated former subsecs. (p) to (r) as (r) to (t), respectively. · (p), (q), (r), (s), (t)

1974

• Pub. L. 93–495 inserted provision requiring the credit to be payable by agreement in more than four installments and defining term "creditor" for the purposes of the requirements imposed under the enumerated sections of this chapter. · (f)

1970

• Pub. L. 91–508 added subsecs. (j) to (o) and redesignated former subsecs. (j) to (l) as (p) to (r), respectively. · (j), (k), (l), (m), (n), (o), (p), (q), (r)