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15 U.S.C. 1604: Disclosure guidelines

Created in 1968 by Public Law 90-321. Changed by 5 later laws. No bill we track in this Congress changes it.

1 other section of the Code cite this one, including 15 U.S.C. 1639b.

5 parts of federal rules cite it as their authority, written by Consumer Financial Protection Bureau (3), Federal Reserve System (2).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2021

    • Pub. L. 116–342 added subsec. (e). Law text · (e)

    2010

    • Pub. L. 111–203, §1100A(2), (4), substituted "Bureau" for "Board" in two places, substituted "Except with respect to the provisions of section 1639 of this title that apply to a mortgage referred to in section 1602(aa) of this title, such regulations may contain such additional require… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (a)
    • Pub. L. 111–203, §1100A(2), (5), substituted "Bureau" for "Board" wherever appearing in last three sentences and substituted first two sentences for former first sentence which read as follows: "The Board shall publish model disclosure forms and clauses for common transactions to facil… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (b)
    • Pub. L. 111–203, §1100A(2), substituted "Bureau" for "Board" wherever appearing. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c), (d)
    • Pub. L. 111–203, §1100A(2), (6), substituted "Bureau" for "Board" wherever appearing and inserted "all or" after "from all or part of this subchapter" in par. (1). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (f)
    • Pub. L. 111–203, §1100A(2), substituted "Bureau" for "Board" in pars. (1) and (2). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
    • Pub. L. 111–203, §1472(c), which directed addition of subsec. (h) at end of section, was executed by adding subsec. (h) before subsec. (i), to reflect the probable intent of Congress and prior amendment by Pub. L. 111–203, §1100A(7). See below. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (h)
    • Pub. L. 111–203, §1100A(7), added subsec. (i). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (i)

    1996

    • Pub. L. 104–208, §2102(b), added subsec. (f). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (f)
    • Pub. L. 104–208, §2104, added subsec. (g). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (g)

    1994

    • Pub. L. 103–325 substituted "Except in the case of a mortgage referred to in section 1602(aa) of this title, these" for "These" in second sentence. · (a)

    1980

    • Pub. L. 96–221 designated existing provisions as subsec. (a) and added subsecs. (b) to (d).

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.