The law › Title 15, Commerce and Trade › Chapter 41
15 U.S.C. 1631: Disclosure requirements
Created in 1968 by Public Law 90-321. Changed by 5 later laws. No bill we track in this Congress changes it.
1 other section of the Code cite this one, including 15 U.S.C. 1638.
- past change
- enacted this Congress
- proposed
This Congress
No bill we track in the 119th Congress changes this section.
How it got here
2010
- Pub. L. 111–203 substituted "Bureau" for "Board" wherever appearing. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (b), (c), (d)
1995
- Pub. L. 104–29 inserted at end "In the case of any consumer credit transaction a portion of the interest on which is determined on a per diem basis and is to be collected upon the consummation of such transaction, any disclosure with respect to such portion of interest shall be deemed … Law text · (c)
1980
- Pub. L. 96–221 substituted provisions respecting to which obligor duty of creditor or lessor, where one or more than one obligor is involved, is owed, for provisions setting forth clear and conspicuous disclosure requirements for creditors to persons extended consumer credit. · (a)
- Pub. L. 96–221 substituted provisions relating to disclosure requirements of creditor or lessor, for provisions relating to statement of information where more than one obligor is involved. · (b)
- Pub. L. 96–221 added subsecs. (c) and (d). · (c), (d)
1976
- Pub. L. 94–205 struck out subsec. (c) which related to disclosure including a full statement of closing costs incurred and permitted estimates of such information where the lender was not in a position to know exact information. · (c)
1974
- Pub. L. 93–495, §307(c), inserted reference to part D of this subchapter and struck out "and upon whom a finance charge is or may be imposed" after "extended". · (a)
- Pub. L. 93–495, §307(d), inserted reference to part D of this subchapter. · (b)
- Pub. L. 93–495, §409, added subsec (c). · (c)
Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.