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The law › Title 15, Commerce and Trade › Chapter 41

15 U.S.C. 1681a: Definitions; rules of construction

Created in 1970 by Public Law 90-321. Changed by 6 later laws. No bill we track in this Congress changes it.

33 other sections of the Code cite this one, including 5 U.S.C. 11001, 11 U.S.C. 303, 12 U.S.C. 2605, 12 U.S.C. 4719, 12 U.S.C. 5104.

4 parts of federal rules cite it as their authority, written by Federal Trade Commission (2), Federal Deposit Insurance Corporation (1), Consumer Financial Protection Bureau (1).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2018

    • Pub. L. 115–174 added subsecs. (z) and (aa). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (z), (aa)

    2010

    • Pub. L. 111–203, §1088(a)(3), substituted "Bureau" for "Board of Governors of the Federal Reserve System". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (k)
    • Pub. L. 111–203, §1088(a)(2)(C), substituted "the Bureau" for "the Commission" wherever appearing. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (q), (4)
    • Pub. L. 111–203, §1088(a)(2)(A), substituted "Bureau" for "Federal Trade Commission". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (v)
    • Pub. L. 111–203, §1088(a)(1), added subsec. (w) and redesignated former subsecs. (w) and (x) as (x) and (y), respectively. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (w), (x), (y)

    2003

    • Pub. L. 108–159, §411(b)(1), substituted "Except as provided in paragraph (3), the term" for "The term" in introductory provisions. (Fair and Accurate Credit Transactions Act of 2003) Law text · (d)
    • Pub. L. 108–159, §214(c)(1), inserted "subject to section 1681s–3 of this title," after "(A)" in introductory provisions. (Fair and Accurate Credit Transactions Act of 2003) Law text · (d)
    • Pub. L. 108–159, §611(b), inserted "or (x)" after "subsection (o)". (Fair and Accurate Credit Transactions Act of 2003) Law text · (d)
    • Pub. L. 108–159, §411(b)(2), added par. (3). (Fair and Accurate Credit Transactions Act of 2003) Law text · (d)
    • Pub. L. 108–159, §411(c), inserted heading and amended text of subsec. (i) generally. Prior to amendment, text read as follows: "The term 'medical information' means information or records obtained, with the consent of the individual to whom it relates, from licensed physicians or medi… (Fair and Accurate Credit Transactions Act of 2003) Law text · (i)
    • Pub. L. 108–159, §111, added subsecs. (q) to (w). (Fair and Accurate Credit Transactions Act of 2003) Law text · (q), (r), (s), (t), (u), (v), (w)
    • Pub. L. 108–159, §611(a), added subsec. (x). (Fair and Accurate Credit Transactions Act of 2003) Law text · (x)

    1998

    • Pub. L. 105–347, §6(1), struck out "any" before "communication of other". (Consumer Reporting Employment Clarification Act of 1998) Law text · (d)
    • Pub. L. 105–347, §6(2), substituted "(d)(2)(D)" for "(d)(2)(E)". (Consumer Reporting Employment Clarification Act of 1998) Law text · (o)
    • Pub. L. 105–347, §6(3), substituted "and" for "or" at end. (Consumer Reporting Employment Clarification Act of 1998) Law text · (o)

    1996

    • Pub. L. 104–208, §2402(e), inserted subsec. heading, designated existing provisions as par. (1) and inserted heading, redesignated cls. (1) to (3) as subpars. (A) to (C), respectively, added par. (2), and struck out at end "The term does not include (A) any report containing informatio… (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
    • Pub. L. 104–208, §2402(a), added subsec. (k). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (k)
    • Pub. L. 104–208, §2402(b), added subsec. (l). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (l)
    • Pub. L. 104–208, §2402(c), added subsec. (m). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (m)
    • Pub. L. 104–208, §2402(d), added subsec. (n). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (n)
    • Pub. L. 104–208, §2402(f), added subsec. (o). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (o)
    • Pub. L. 104–208, §2402(g), added subsec. (p). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (p)

    1992

    • Pub. L. 102–537 added subsec. (j). · (j)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.