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The law › Title 15, Commerce and Trade › Chapter 41

15 U.S.C. 1681h: Conditions and form of disclosure to consumers

Created in 1970 by Public Law 90-321. Changed by 1 later law. No bill we track in this Congress changes it.

2 other sections of the Code cite this one, including 15 U.S.C. 1681c–1, 15 U.S.C. 1681g.

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    1996

    • Pub. L. 104–208, §2408(e)(5)(B), inserted "and form" after "Conditions" in section catchline. (Magnuson-Stevens Fishery Conservation and Management Act) Law text
    • Pub. L. 104–208, §2408(e)(1), inserted heading and amended text of subsec. (a) generally. Prior to amendment, text read as follows: "A consumer reporting agency shall make the disclosures required under section 1681g of this title during normal business hours and on reasonable notice." (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (a)
    • Pub. L. 104–208, §2408(e)(1), inserted heading and amended text of subsec. (b) generally. Prior to amendment, text read as follows: "The disclosures required under section 1681g of this title shall be made to the consumer— (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (b)
    • Pub. L. 104–208, §2408(e)(4), inserted "or based on information disclosed by a user of a consumer report to or for a consumer against whom the user has taken adverse action, based in whole or in part on the report" before "except". (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (e)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.