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The law › Title 20, Education › Chapter 28

20 U.S.C. 1077: Eligibility of student borrowers and terms of federally insured student loans

Created in 1986 by Public Law 89-329. Changed by 8 later laws. No bill we track in this Congress changes it.

3 other sections of the Code cite this one, including 20 U.S.C. 1075, 20 U.S.C. 1078, 20 U.S.C. 1087e.

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2018

    • Pub. L. 115–245 added cl. (iv). (Department of Defense and Labor, Health and Human Services, and Education Appropriations Act, 2019 and Continuing Appropriations Act, 2019) Law text · (a)

    2008

    • Pub. L. 110–315, §432(b)(1)(A), substituted "consumer reporting agencies" for "credit bureau organizations". (Higher Education Opportunity Act) Law text · (a)
    • Pub. L. 110–315, §432(b)(1)(B), substituted "consumer reporting agencies" for "organizations". (Higher Education Opportunity Act) Law text · (a)

    1993

    • Pub. L. 103–208 inserted "section" before "1078–2 or 1078–3". · (a)

    1992

    • Pub. L. 102–325, §414(a), amended subpar. (A) generally. Prior to amendment, subpar. (A) read as follows: "is made without security and without endorsement, except that prior to making a loan insurable by the Secretary under this part a lender shall— · (a)
    • Pub. L. 102–325, §414(b), amended subpar. (C) generally, revising and restating as cls. (i) to (iii) provisions formerly contained in cls. (i) to (xi). · (a)
    • Pub. L. 102–325, §414(c)(1), struck out "and" at end of subpar. (G), added subpar. (H), and redesignated former subpar. (H) as (I). · (a)
    • Pub. L. 102–325, §414(d), amended par. (3) generally. Prior to amendment, par. (3) read as follows: "the funds borrowed by a student are disbursed to the institution by check or other means that is payable to and requires the endorsement or other certification by such student, excep… · (a)
    • Pub. L. 102–325, §414(c)(2), (e), substituted "Special repayment rules" for "Minimum repayment rate" in heading and in text "Except as provided in subsection (a)(2)(H), the total" for "The total" and "(but in no instance less than the amount of interest due and payable)" for ", except … · (c)

    1991

    • Pub. L. 102–164, §601(a), amended subpar. (A) generally. Prior to amendment, subpar. (A) read as follows: "is made without security and without endorsement, except that if the borrower is a minor and such note or other written agreement executed by the borrower would not, under t… · (a)
    • Pub. L. 102–164, §602(a), added subsec. (d). · (d)

    1989

    • Pub. L. 101–239, §2002(a)(1), inserted before semicolon at end ", except that no borrower shall be eligible for a deferment under this clause, or a loan made under this part (other than a loan made under section 1078–2 or 1078–3 of this title), while serving in a medical inter… · (a)
    • Pub. L. 101–239, §2004(b)(2), amended par. (4) generally. Prior to amendment, par. (4) read as follows: "in the case of any loan made for any period of enrollment that ends more than 180 days (or 6 months) after the date disbursement is scheduled to occur, and for an amount of $1,00… · (a)

    1988

    • Pub. L. 100–369, §7(c), substituted "Internal Revenue Code of 1986" for "Internal Revenue Code of 1954", which for purposes of codification was translated as "title 26" thus requiring no change in text. · (a)
    • Pub. L. 100–369, §11(a), inserted "after January 1, 1986," after "service". · (a)
    • Pub. L. 100–369, §5(b)(1), substituted "section 1078–2 or 1078–3" for "section 1078–1, 1078–2, or 1078–3". · (b)

    1987

    • Pub. L. 100–50, §10(b)(1), inserted "nonprofit" before "private". · (a)
    • Pub. L. 100–50, §10(b)(2), inserted "or serving in an internship or residency program leading to a degree or certificate awarded by an institution of higher education, a hospital, or a health care facility that offers postgraduate training" before semicolon at end. · (a)
    • Pub. L. 100–50, §10(c), substituted "$1,000 or more" for "more than $1,000". · (a)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.