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38 U.S.C. 3709: Refinancing of housing loans

Created in 2018 by the Economic Growth, Regulatory Relief, and Consumer Protection Act (Public Law 115-174). Changed by 1 later law. No bill we track in this Congress changes it.

How it got hereLaws that created or changed it, newest first

2019Pub. L. 116-33

2018Economic Growth, Regulatory Relief, and Consumer Protection Actcreated it

38 U.S.C. 3709Refinancing of housing loans

(2)Not later than 180 days after the date of the enactment of this section, the…

(a)Fee Recoupment.—Except as provided in subsection (d) and notwithstanding…

(b)Net Tangible Benefit Test.—Except as provided in subsection (d) and…

(c)Loan Seasoning.—Except as provided in subsection (d) and notwithstanding…

(d)Cash-out Refinances.—(1) Subsections (a) through (c) shall not apply in a case…

This CongressBills that change it or would

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This Congress

No bill we track in the 119th Congress changes this section.

How it got here

2019

Pub. L. 116–33 substituted "is a refinance" for "is refinanced" in introductory provisions, added pars. (1) and (2), and struck out former pars. (1) and (2) which read as follows: Law text · (c)

Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.