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The law › Title 42, The Public Health and Welfare › Chapter 50

42 U.S.C. 4013: Nature and limitation of insurance coverage

Created in 1968 by Public Law 90-448. Changed by 12 later laws. No bill we track in this Congress changes it.

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2014

    • Pub. L. 113–89 added subsec. (d). (Homeowner Flood Insurance Affordability Act of 2014) Law text · (d)

    2012

    • Pub. L. 112–141, §100238(b)(1), substituted "Administrator" for "Director" in introductory provisions. (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (a)
    • Pub. L. 112–141, §100238(b)(1), substituted "Administrator" for "Director" in two places. (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (b)
    • Pub. L. 112–141, §100228(1), substituted "in the case of any residential building designed for the occupancy of from 1 to 4 families" for "in the case of any residential property" and "shall be made available, with respect to any single such building, up to an aggregate liability (i… (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (b)
    • Pub. L. 112–141, §100228(2), substituted "in the case of any nonresidential building, including a church," for "in the case of any nonresidential property, including churches," and "shall be made available with respect to any single such building, up to an aggregate liability (inclu… (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (b)
    • Pub. L. 112–141, §100241, added subpar. (C). (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (c)

    1994

    • Pub. L. 103–325, §573(a)(1), substituted "a total amount (including such limits specified in paragraph (1)(A)(i)) of $250,000" for "an amount of $150,000 under the provisions of this clause". · (b)
    • Pub. L. 103–325, §573(a)(2), substituted "a total amount (including such limits specified in paragraph (1)(A)(ii)) of $100,000" for "an amount of $50,000 under the provisions of this clause". · (b)
    • Pub. L. 103–325, §573(a)(3), added par. (4) and struck out former par. (4) which read as follows: "in the case of business property owned, leased, or operated by small business concerns for which the risk premium rate is determined in accordance with the provisions of section 4014(a… · (b)
    • Pub. L. 103–325, §573(b)(1), substituted a period for "; and" at end. · (b)
    • Pub. L. 103–325, §573(b)(2), struck out par. (6) which read as follows: "the flood insurance purchase requirements of section 4012a of this title do not apply to the additional flood insurance limits made available in excess of twice the limits made available under paragraph (1)." · (b)
    • Pub. L. 103–325, §579(a), added subsec. (c). · (c)
    • Pub. L. 103–325, §552(a), struck out subsec. (c) which related to schedule for payment of flood insurance for structures on land subject to imminent collapse or subsidence. · (c)

    1990

    • Pub. L. 101–508 substituted "September 30, 1995" for "September 30, 1991". · (c)

    1989

    • Pub. L. 101–137 substituted "September 30, 1991" for "September 30, 1989". · (c)

    1988

    • Pub. L. 100–242 added subsec. (c). · (c)
    • Pub. L. 100–628 substituted "following" for "Following" in cls. (i) and (ii). · (c)
    • Pub. L. 100–707 substituted "Disaster Relief and Emergency Assistance Act" for "Disaster Relief Act of 1974". · (c)

    1983

    • Pub. L. 98–181 substituted "Director" for "Secretary" wherever appearing. · (a), (b), (4)

    1977

    • Pub. L. 95–128 added par. (2) and redesignated former par. (2) as (5). · (b)
    • Pub. L. 95–128 added pars. (3) and (4). · (b), (4)
    • Pub. L. 95–128 redesignated former par. (2) as (5), struck out "(or allocated to any person under subparagraph (B) of such paragraph)" after "paragraph (1)", and inserted "under paragraph (1)(C), (2), (3), or (4), as applicable" after "(or allocated)". · (b)
    • Pub. L. 95–128 added par. (6). · (b)

    1973

    • Pub. L. 93–234, §101(a), in increasing limits of coverage, struck out following introductory text "residential properties" the clause "which are designed for the occupancy of from one to four families"; substituted provisions in cl. (i) "$35,000 aggregate liability for any single… · (b)
    • Pub. L. 93–234, §101(b), substituted "$100,000" for "$30,000" in cl. (i), for "$5,000" in cl. (ii), and for "$30,000" in exception provision. · (b)
    • Pub. L. 93–234, §101(c), increased cl. (i) limits to $100,000 from $30,000 and substituted cl. (ii) "$100,000 aggregate liability per unit for any contents related to such unit" for "$5,000 aggregate liability per dwelling unit for any contents related to such unit in the case of… · (b)

    1971

    • Pub. L. 92–213 inserted "church properties, and" before "any other properties which may become". · (b)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.