H.R. 10821 · 119th Congress
Where it stands
Introduced. Latest step, Oct 15, 2026: Referred to the House Committee on Financial Services. It would change 1 section of existing law and would add 1 new provisions of its own.
H.R. 10821 would change 1 section of existing law, and would create 1 new provision of its own. Read from the bill text as introduced in the House (Oct 15, 2026).
12 U.S.C. 1821 Insurance Funds
New provisions of the bill's own
Today's wording of each part of the law, with what would be struck out and added. Each change also gives the bill's own instruction, word for word.
12 U.S.C. 1821(a)(E)changedby H.R. 10821 Sec. 1(a)
The bill says: by striking "$250,000" and inserting "$750,000"; and
12 U.S.C. 1821(a)(E)changedby H.R. 10821 Sec. 1(a)
The bill says: by striking "after March 31, 2010" and all that follows through to the end of subparagraph (E); and
12 U.S.C. 1821(a)changedby H.R. 10821 Sec. 1(a)
(F) CPI Adjustment.— On January 1 of the year following the year during which this subparagraph was enacted, and each January 1 thereafter, the Corporation shall—(i) adjust the first dollar figure described in subparagraph (E) by a percentage equal to the percentage increase, if any, in the Consumer Price Index for All Urban Consumers published by the Bureau of Labor Statistics for the most recent 12-month period for which data are available; and(ii) round each adjusted dollar figure down to the nearest $10,000.
The bill says: by striking subparagraph (F) and inserting the following:
From the bill's official text on GovInfo and the U.S. Code, 2024 edition, which may not yet show changes made since.
The Congressional Research Service hasn't published a summary of this bill yet. They usually follow within weeks of introduction.
Our plain-language breakdown, with what it means for you and the case for and against, is written once a bill starts to move.