H.R. 6623 · 119th Congress
Where it stands
Introduced. Latest step, Dec 11, 2025: Referred to the House Committee on Financial Services. It would change 3 sections of existing law.
H.R. 6623 would change 3 sections of existing law. Read from the bill text as introduced in the House (Dec 11, 2025).
42 U.S.C. 5306 Allocation and distribution of funds
42 U.S.C. 5302 General provisions
42 U.S.C. 5303 Grants to States, units of general local government and Indian tribes; authorizations
Today's wording of each part of the law, with what would be struck out and added. Each change also gives the bill's own instruction, word for word.
42 U.S.C. 5306(b)changedby H.R. 6623 Sec. 2(a)
(b)(1) The Secretary shall determine the amount to be allocated to each metropolitan city, which shall be the amount that bears the same ratio to the allocation for all metropolitan areas as the average of the ratios between—(A) the poverty rate per person in families and elderly households in that city and such poverty rate in all metropolitan areas;(B) the extent of female-headed households with children under age 18 in that city and the extent of such households in all metropolitan areas;(C) the extent of housing that was constructed before 1950 and is occupied by a household in poverty in that city and the extent of such housing in all metropolitan areas; and(D) the extent of housing overcrowding in that city and the extent of housing overcrowding in all metropolitan areas.(2) The Secretary shall determine the amount to be allocated to each urban county, which shall be the amount that bears the same ratio to the allocation for all metropolitan areas as the average of the ratios between—(A) the poverty rate per person in families and elderly households in that urban county and such poverty rate in all metropolitan areas;(B) the extent of female-headed households with children under age 18 in that urban county and the extent of such households in all metropolitan areas;(C) the extent of housing that was constructed before 1950 and is occupied by a household in poverty in that urban county and the extent of such housing in all metropolitan areas; and(D) the extent of housing overcrowding in that urban county and the extent of housing overcrowding in all metropolitan areas.(3) In determining the average of ratios under paragraphs (1) and (2)—(A) the ratio under subparagraph (A) of such paragraphs shall be counted five times;(B) the ratio under subparagraph (C) of such paragraphs shall be counted three times; and(C) each of the other ratios shall be counted once.
The bill says: by striking the subsection designation and all that follows through the end of paragraph (3) and inserting the following:
42 U.S.C. 5306(b)(6)removedby H.R. 6623 Sec. 2(a)
The bill says: by striking subparagraph (B);
42 U.S.C. 5306(b)(6)changedby H.R. 6623 Sec. 2(a)
(6)(A)Where data are available, the amount determined under paragraph (1) for a metropolitan city that has been formed by the consolidation of one or more metropolitan cities with an urban county shall be equal to the sum of the amounts that…
The bill says: by striking "(A)"; and
42 U.S.C. 5306(b)(6)renumberedby H.R. 6623 Sec. 2(a)
The bill says: by redesignating clauses (i) through (iii) as subparagraphs (A) through (C), respectively; and
42 U.S.C. 5306(d)(1)changedby H.R. 6623 Sec. 2(a)
The allocation for each State shall be the amount that bears the same ratio to the allocation for such areas of all States available under this paragraph as the average of the ratios between—(A) the poverty rate per person in families and elderly households in the nonentitlement areas in that State and such poverty rate in the nonentitlement areas of all States;(B) the extent of female-headed households with children under age 18 in the nonentitlement areas in that State and the extent of such households in the nonentitlement areas of all States;(C) the extent of housing that was constructed before 1950 and is occupied by a household in poverty in the nonentitlement areas in that State and the extent of such housing in the nonentitlement areas of all States; and(D) the extent of housing overcrowding in the nonentitlement areas in that State and the extent of housing overcrowding in the nonentitlement areas of all States.
The bill says: in subsection (d)(1), by striking the second and third sentences and inserting the following:
42 U.S.C. 5302(a)(9)changedby H.R. 6623 Sec. 2(b)
The bill says: in paragraph (9), by striking the first sentence and inserting the following: "The term "poverty" means having an income that does not exceed the poverty level.";
42 U.S.C. 5302(a)removedby H.R. 6623 Sec. 2(b)
The bill says: by striking paragraphs (11) through (16); and
42 U.S.C. 5302(a)renumberedby H.R. 6623 Sec. 2(b)
The bill says: by redesignating paragraphs (17) through (24) as paragraphs (11) through (11) through (18), respectively.
42 U.S.C. 5303changedby H.R. 6623 Sec. 3
The bill says: Section 103 of the Housing and Community Development Act of 1974 (42 U.S.C. 5303) is amended by striking the last sentence and inserting the following: "For purposes of assistance under section 106, there is authorized to be appropriated for fiscal year 2026 an amount equal to $3,425,000,000, as adjusted by adding to such amount a percentage thereof equal to any percentage increase, over the immediately preceding 4 calendar quarters ending before the commencement of such fiscal year, in the Consumer Price Index for All Urban Consumers (CPI–U) and, for each of fiscal years 2026 through 2029, the amount that is equal the amount authorized under this sentence for the immediately preceding fiscal year, as adjusted by adding to such amount a percentage thereof equal to any percentage increase, over the immediately preceding 4 calendar quarters ending before the commencement of such fiscal year to which such authorization applies, in the Consumer Price Index for All Urban Consumers (CPI–U)".
From the bill's official text on GovInfo and the U.S. Code, 2024 edition, which may not yet show changes made since.
The Congressional Research Service hasn't published a summary of this bill yet. They usually follow within weeks of introduction.
Our plain-language breakdown, with what it means for you and the case for and against, is written once a bill starts to move.