What it does
SourcedTRIA Program Reauthorization Act of 2026
This bill reauthorizes the Terrorism Risk Insurance Program through 2034. The program covers a portion of the losses incurred by private insurers for property and casualty insurance coverage for terrorism risk.
The bill also increases the amount of property and casualty insurance losses required for certification under the program beginning in 2029 and provides statutory authority for Department of the Treasury public notification requirements regarding the determination process for whether an act qualifies as an act of terrorism under this program.
Official summary by the Congressional Research Service (Reported to House, Mar 19, 2026).
Our plain-language breakdown, with what it means for you and the case for and against, is written once a bill starts to move.
What has happened
Sourced- Jul 13, 2026Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.Senate
- Jun 29, 2026Motion to reconsider laid on the table Agreed to without objection.House floor actions
- Jun 29, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274) Roll call recordHouse floor actions
- Jun 29, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by the Yeas and Nays: (2/3 required): 373 - 15 (Roll no. 229). (text: CR H4273-4274) Roll call recordLibrary of Congress
- Jun 29, 2026Considered as unfinished business. (consideration: CR H4302-4303)House floor actions
- Jun 29, 2026At the conclusion of debate, the Yeas and Nays were demanded and ordered. Pursuant to the provisions of clause 8, rule XX, the Chair announced that further proceedings on the motion would be postponed.House floor actions
- Jun 29, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 7128.House floor actions
- Jun 29, 2026Considered under suspension of the rules. (consideration: CR H4273-4279)House floor actions
- Jun 29, 2026Mr. Flood moved to suspend the rules and pass the bill, as amended.House floor actions
- Mar 19, 2026Placed on the Union Calendar, Calendar No. 482.House floor actions
- Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.House floor actions
- Mar 19, 2026Reported (Amended) by the Committee on Financial Services. H. Rept. 119-561.Library of Congress
- Jan 22, 2026Ordered to be Reported (Amended) by the Yeas and Nays: 51 - 2.House committee actions
- Jan 22, 2026Committee Consideration and Mark-up Session HeldHouse committee actions
- Jan 16, 2026Referred to the House Committee on Financial Services.House floor actions
- Jan 16, 2026Introduced in HouseLibrary of Congress
- Jan 16, 2026Introduced in HouseLibrary of Congress
Recorded votes
Sourced- Jun 29, 2026 · HousePassed 373–15On Motion to Suspend the Rules and Pass, as Amended · needed two-thirds
Cosponsors
- Emanuel Cleaver D-MO-5
- Andrew R. Garbarino R-NY-2
- Ayanna Pressley D-MA-7
- Nydia M. Velázquez D-NY-7