12 U.S.C. 1815: Deposit insurance

2006

• Pub. L. 109–173, §8(a)(2), substituted "the Deposit Insurance Fund," for "the Bank Insurance Fund or the Savings Association Insurance Fund,". (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (b)
• Pub. L. 109–171 repealed Pub. L. 104–208, §2704(d)(14)(B). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (b)
• Pub. L. 109–173, §8(a)(3), substituted "Deposit Insurance Fund" for "deposit insurance fund". (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (c)
• Pub. L. 109–171 repealed Pub. L. 104–208, §2704(d)(14)(C), (D). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (d)
• Pub. L. 109–173, §8(a)(5) substituted, "the reserve ratio of the Deposit Insurance Fund" for "reserve ratios in the Bank Insurance Fund and the Savings Association Insurance Fund as required by section 1817 of this title" in subpar. (A), struck out par. (1) designation and heading, … (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (d)
• Pub. L. 109–173, §8(a)(4), (5)(B), added par. (2) and struck out former par. (2) which related to conversion transactions by insured depository institutions. (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (d)
• Pub. L. 109–173, §8(a)(4), (5)(D), redesignated par. (1)(C) of subsec. (d) as (3), realigned margin, and struck out former par. (3) which related to optional conversions by insured depository institutions subject to special rules on deposit insurance payments. (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (d)
• Pub. L. 109–173, §8(a)(6)(A), substituted "Deposit Insurance Fund" for "Bank Insurance Fund or the Savings Association Insurance Fund". (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (e)
• Pub. L. 109–171 repealed Pub. L. 104–208, §2704(d)(14)(E)(i). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (e)
• Pub. L. 109–173, §8(a)(6)(B), (C), redesignated pars. (7) to (9) as (6) to (8), respectively, and struck out heading and text of former par. (6). Text read as follows: "During the 5-year period beginning on August 9, 1989— (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (e)
• Pub. L. 109–171 repealed Pub. L. 104–208, §2704(d)(14)(E)(ii), (iii). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (e)
• Pub. L. 109–351, §703, which directed general amendment of par. (9)(A) of subsec. (e), was executed by making the amendment to par. (8)(A) to reflect the probable intent of Congress and amendment by 109–173, §8(a)(6)(B), (C). Prior to amendment, subpar. (A) read as follows: "such… (Financial Services Regulatory Relief Act of 2006) Law text · (e)

1996

• Pub. L. 104–208, §2704(d)(14)(B), which directed substitution of "Deposit Insurance Fund," for "the Bank Insurance Fund or the Savings Association Insurance Fund;", was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment note below and 2006 Amendment note above. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (b)
• Pub. L. 104–208, §2704(d)(14)(C) and (D), which directed the amendment of subsec. (d) by striking out par. (1) designation and heading, redesignating subpar. (A) of par. (1) as par. (1), realigning margin, and substituting "the reserve ratio of the Deposit Insurance Fund" for "reserve … (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2201(a)(1), substituted "if the transaction is approved by" for "with the prior written approval of". (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2702(i)(1), substituted "Except as provided in subparagraph (K), the adjusted attributable deposit amount" for "The adjusted attributable deposit amount" in introductory provisions. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2201(a)(2), added cl. (iii), redesignated former cls. (ii) and (iii) as (i) and (ii), respectively, and struck out former cls. (i) and (iv), which directed review of any application under the procedures and factors set forth in section 1828(c) of this title and … (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2201(a)(3), (4), redesignated subpars. (H) to (J) as (G) to (I), respectively and struck out former subpar. (G) which related to expedited approval of acquisitions. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2702(i)(2), added subpar. (K). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (d)
• Pub. L. 104–208, §2704(d)(14)(E)(i), which directed substitution of "Deposit Insurance Fund" for "Bank Insurance Fund or the Savings Association Insurance Fund", was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment note below and 2006 Amendment note above. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (e)
• Pub. L. 104–208, §2704(d)(14)(E)(ii), (iii), which directed striking out par. (6) and redesignating pars. (7) to (9) as (6) to (8), respectively, was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment note below and 2006 Amendment note above. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (e)

1994

• Pub. L. 103–325, §602(a)(2), substituted comma for semicolon at end. · (b)
• Pub. L. 103–325, §319(b)(1), redesignated cl. (i) formerly entitled "In general" as subpar. (A), inserted comma after "Notwithstanding paragraph (2)(A)", and struck out heading and text of cl. (ii). Text read as follows: "If, in connection with any transaction referred to in clau… · (d)
• Pub. L. 103–325, §319(b)(2)(A), struck out "(and, in the event the acquiring, assuming, or resulting depository institution is a Bank Insurance Fund member which is a subsidiary of a bank holding company, the Board)" after "responsible agency". · (d)
• Pub. L. 103–325, §319(b)(2)(B), struck out "or Board" after "responsible agency". · (d)
• Pub. L. 103–325, §319(b)(2)(C), struck out ", and the appropriate Federal banking agency for any depository institution holding company," after "responsible agency", "each" before "such agency determines", and ", and any depository institution holding company which controls s… · (d)
• Pub. L. 103–325, §319(b)(3), substituted "A Bank" for "The Board may not approve any transaction under subparagraph (A) in which the acquiring, assuming, or resulting depository institution is a Bank" and "may not be the acquiring, assuming, or resulting depository institution in… · (d)
• Pub. L. 103–325, §319(b)(4), struck out heading and text of subpar. (K). Text read as follows: "For purposes of this paragraph, the term 'Board' (other than when such term appears in connection with a reference to the Board of Directors) means the Board of Governors of the Federa… · (d)
• Pub. L. 103–325, §602(a)(3), redesignated cls. (i) and (ii) as subpars. (A) and (B), respectively, and realigned margins. · (e)

1993

• Pub. L. 103–204, §9(a), substituted "before the later of the end" for "before the end" and inserted before period at end "or the date on which the Savings Association Insurance Fund first meets or exceeds the designated reserve ratio for such fund". · (d)
• Pub. L. 103–204, §9(b), added cl. (v). · (d)
• Pub. L. 103–204, §9(c), substituted "moratorium period established by" for "5-year period referred to in". · (d), (iii), (3)

1992

• Pub. L. 102–558, §303(b)(6)(B), amended directory language of Pub. L. 102–242, §302(e). See 1991 amendment note below. Pub. L. 102–550, §1605(a)(5)(B), which contained an identical amendment, was repealed, effective Oct. 28, 1992, by Pub. L. 102–558, §305, set out as a Repeal of … · (d)
• Pub. L. 102–550, §1607(a), added subpar. (K). · (d)

1991

• Pub. L. 102–242, §115(a), amended section catchline.
• Pub. L. 102–242, §115(a), added subsec. (a) consisting of pars. (1) to (6) and struck out former subsec. (a) relating to application for insurance, which consisted of pars. (1) to (7). · (a)
• Pub. L. 102–242, §501(a), amended par. (3) generally, substituting present provisions consisting of subpars. (A) to (J) for provisions related to optional conversion through merger, which consisted of subpars. (A) to (G). · (d)
• Pub. L. 102–242, §302(e)(1), as amended by Pub. L. 102–558, §303(b)(6)(B), substituted "deposits" for "average assessment base" and "shall be treated as deposits which are insured by the Savings Association Insurance Fund." for "shall— · (d)
• Pub. L. 102–242, §302(e)(2), as added by Pub. L. 102–558, §303(b)(6)(B), substituted "deposits" for "average assessment base" and "shall be treated as deposits which are insured by the Bank Insurance Fund." for "shall— · (d)

1989

• Pub. L. 101–73, §201(a), substituted references to insured depository institutions for references to insured banks wherever appearing.
• Pub. L. 101–73, §206(a)(1)–(4), inserted heading, designated existing provisions as par. (1), inserted par. (1) heading, and substituted "Any" for "Subject to the provisions of this chapter, any", inserted "and State savings association" after "any State nonmember bank" and after "such… · (a)
• Pub. L. 101–73, §206(a)(5), inserted "and fitness" after "character". · (b)
• Pub. L. 101–73, §206(a)(6), added par. (5) and redesignated former pars. (5) to (7) as (6) to (8), respectively. · (b)
• Pub. L. 101–73, §206(a)(7), added subsecs. (d) and (e). · (d), (e)

1982

• Pub. L. 97–320 inserted provision relating to the determination before the application of an industrial bank or similar institution is approved that it is chartered and operating under provisions substantially comparable to those applicable to banks operating in the same State. · (a)

1978

• Pub. L. 95–369 designated existing provision as subsec. (a) and added subsecs. (b) and (c).