WHAT THE LAW DOINCongress, in plain words

The law › Title 12, Banks and Banking › Chapter 16

12 U.S.C. 1816: Factors to be considered

Created in 1989 by Public Law 101-73. Changed by 3 later laws. No bill we track in this Congress changes it.

2 other sections of the Code cite this one, including 12 U.S.C. 1815, 12 U.S.C. 1828.

9 parts of federal rules cite it as their authority, written by Federal Deposit Insurance Corporation (7), Comptroller of the Currency, Department of the Treasury (1), Federal Reserve System (1).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2006

    • Pub. L. 109–173 substituted "Deposit Insurance Fund" for "Bank Insurance Fund or the Savings Association Insurance Fund". (Federal Deposit Insurance Reform Conforming Amendments Act of 2005) Law text · (5)
    • Pub. L. 109–171 repealed Pub. L. 104–208, §2704(d)(14)(F). See 1996 Amendment note below. (Deficit Reduction Act of 2005) Law text · (5)

    1996

    • Pub. L. 104–208, §2704(d)(14)(F), which directed substitution of "Deposit Insurance Fund" for "Bank Insurance Fund or the Savings Association Insurance Fund", was repealed by Pub. L. 109–171. See Effective Date of 1996 Amendment note below and 2006 Amendment note above. (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (5)

    1989

    • Pub. L. 101–73 amended section generally. Prior to amendment, section read as follows: "The factors to be enumerated in the certificate required under section 1814 of this title and to be considered by the Board of Directors under section 1815 of this title shall be the following: The financial his…

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.