WHAT THE LAW DOINCongress, in plain words

The law › Title 15, Commerce and Trade › Chapter 41

15 U.S.C. 1639c: Minimum standards for residential mortgage loans

Created in 2010 by Public Law 90-321. Changed by 2 later laws. No bill we track in this Congress changes it.

5 other sections of the Code cite this one, including 15 U.S.C. 1602, 15 U.S.C. 1639b, 15 U.S.C. 1639d, 15 U.S.C. 1639h, 15 U.S.C. 1640.

4 parts of federal rules cite it as their authority, written by Office of Assistant Secretary for Housing—federal Housing Commissioner, Department of Housing and Urban Development (2), Office of Assistant Secretary for Public and Indian Housing, Department of Housing and Urban Development (2).

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2018

    • Pub. L. 115–174, §101, added subpar. (F). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (b)
    • Pub. L. 115–174, §307, added subpar. (C). (Economic Growth, Regulatory Relief, and Consumer Protection Act) Law text · (b)

    2015

    • Pub. L. 114–94 struck out "predominantly" after "operates". (Fixing America's Surface Transportation Act" or the "FAST Act) Law text · (b)

    2010

    • Pub. L. 111–203, §1100A(2), substituted "Bureau" for "Board" wherever appearing. (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text
    • Pub. L. 111–203, §1412, added subsec. (b). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (b)
    • Pub. L. 111–203, §1414(a), added subsecs. (c) to (f). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (c), (d), (e), (f)
    • Pub. L. 111–203, §1414(c), added subsec. (g). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
    • Pub. L. 111–203, §1414(d), added subsecs. (h) and (i). (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (h), (i)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.