15 U.S.C. 1681b: Permissible purposes of consumer reports

2021

• Pub. L. 116–283 substituted "such an order, a" for "such an order, or a" and inserted ", or a subpoena issued in accordance with section 5318 of title 31 or section 3486 of title 18" after "grand jury". (William M. (Mac) Thornberry National Defense Authorization Act for Fiscal Year 2021) Law text · (a)

2015

• Pub. L. 114–94, §80001(1), substituted ", determining the appropriate level of such payments, or enforcing a child support order, award, agreement, or judgment" for "or determining the appropriate level of such payments". (Fixing America's Surface Transportation Act" or the "FAST Act) Law text · (a)
• Pub. L. 114–94, §80001(2)(A), substituted "parentage" for "paternity" and inserted "and" at end. (Fixing America's Surface Transportation Act" or the "FAST Act) Law text · (a)
• Pub. L. 114–94, §80001(3), (4), redesignated subpar. (D) as (C) and struck out former subpar. (C) which read as follows: "the person has provided at least 10 days' prior notice to the consumer whose report is requested, by certified or registered mail to the last known addre… (Fixing America's Surface Transportation Act" or the "FAST Act) Law text · (a), (D)

2010

• Pub. L. 111–203, §1088(a)(2)(A), substituted "Bureau" for "Federal Trade Commission". (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (b), (3), (B)
• Pub. L. 111–203, §1088(a)(4)(A), added subpar. (C) and struck out former subpar. (C) which read as follows: "as otherwise determined to be necessary and appropriate, by regulation or order and subject to paragraph (6), by the Commission, any Federal banking agency or the National… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)
• Pub. L. 111–203, §1088(a)(4)(B), added par. (5) and struck out former par. (5) which related to prescription of par. (2) regulations by each Federal banking agency and the National Credit Union Administration and required issuance of final regulations before the end of the 6-month p… (Dodd-Frank Wall Street Reform and Consumer Protection Act) Law text · (g)

2009

• Pub. L. 111–24 added cl. (iv). (Credit Card Accountability Responsibility and Disclosure Act of 2009" or the "Credit CARD Act of 2009) Law text · (c)

2007

• Pub. L. 110–161 added subpar. (G). (Consolidated Appropriations Act, 2008) Law text · (a)

2006

• Pub. L. 109–351 added par. (6). (Financial Services Regulatory Relief Act of 2006) Law text · (a)

2003

• Pub. L. 108–159, §811(b), realigned margins. (Fair and Accurate Credit Transactions Act of 2003) Law text · (a)
• Pub. L. 108–177 struck out subpars. (D) and (E) and redesignated subpar. (F) as (D). Prior to amendment, subpars. (D) and (E) read as follows: (Intelligence Authorization Act for Fiscal Year 2004) Law text · (b)
• Pub. L. 108–159, §213(c), substituted "5-year period" for "2-year period". (Fair and Accurate Credit Transactions Act of 2003) Law text · (e), (4)
• Pub. L. 108–159, §411(a), amended heading and text of subsec. (g) generally. Prior to amendment, text read as follows: "A consumer reporting agency shall not furnish for employment purposes, or in connection with a credit or insurance transaction, a consumer report that contains medica… (Fair and Accurate Credit Transactions Act of 2003) Law text · (g)
• Pub. L. 108–159, §412(f)(1), inserted "(other than medical contact information treated in the manner required under section 1681c(a)(6) of this title)" after "a consumer report that contains medical information" in introductory provisions. (Fair and Accurate Credit Transactions Act of 2003) Law text · (g)
• Pub. L. 108–159, §412(f)(2), inserted "(other than medical information treated in the manner required under section 1681c(a)(6) of this title)" after "a creditor shall not obtain or use medical information". (Fair and Accurate Credit Transactions Act of 2003) Law text · (g)

2002

• Pub. L. 107–306, §811(b)(8)(A)(i), substituted "Except as provided in subparagraph (E), not later than" for "Not later than". (Intelligence Authorization Act for Fiscal Year 2003) Law text · (b)
• Pub. L. 107–306, §811(b)(8)(A)(ii), (iii), added subpar. (E) and redesignated former subpar. (E) as (F). (Intelligence Authorization Act for Fiscal Year 2003) Law text · (b), (F)

1998

• Pub. L. 105–347, §3, inserted ", or has previously provided," before "a summary". (Consumer Reporting Employment Clarification Act of 1998) Law text · (b)
• Pub. L. 105–347, §2(a), amended heading and text of par. (2) generally. Prior to amendment, text read as follows: "A person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless— (Consumer Reporting Employment Clarification Act of 1998) Law text · (b)
• Pub. L. 105–347, §2(b), amended heading and text of par. (3) generally. Prior to amendment, text read as follows: "In using a consumer report for employment purposes, before taking any adverse action based in whole or in part on the report, the person intending to take such adverse … (Consumer Reporting Employment Clarification Act of 1998) Law text · (b)
• Pub. L. 105–347, §6(4), struck out "or a direct marketing transaction" after "or insurance transaction". (Consumer Reporting Employment Clarification Act of 1998) Law text · (g)

1997

• Pub. L. 105–107 added par. (4). (Intelligence Authorization Act for Fiscal Year 1998) Law text · (b)

1996

• Pub. L. 104–208, §§2403(a), 2404(a)(1), designated existing provisions as subsec. (a) and inserted heading, substituted "Subject to subsection (c), any consumer reporting agency" for "A consumer reporting agency" in introductory provisions, added subpars. (E) and (F) of par. (3), and struck out for… (Magnuson-Stevens Fishery Conservation and Management Act) Law text
• Pub. L. 104–208, §2403(b), added subsec. (b). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (b)
• Pub. L. 104–208, §2404(a)(2), added subsecs. (c) to (e). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (c), (d), (e)
• Pub. L. 104–208, §2404(b), added subsec. (f). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (f)
• Pub. L. 104–208, §2405, added subsec. (g). (Magnuson-Stevens Fishery Conservation and Management Act) Law text · (g)
• Pub. L. 104–193 added pars. (4) and (5). (Personal Responsibility and Work Opportunity Reconciliation Act of 1996) Law text · (4), (5)

1989

• Pub. L. 101–73 inserted ", or a subpoena issued in connection with proceedings before a Federal grand jury" before period at end. · (1)