WHAT THE LAW DOINCongress, in plain words

The law › Title 42, The Public Health and Welfare › Chapter 50

42 U.S.C. 4014: Estimates of premium rates

Created in 1968 by Public Law 90-448. Changed by 8 later laws. No bill we track in this Congress changes it.

7 other sections of the Code cite this one, including 42 U.S.C. 4012, 42 U.S.C. 4013, 42 U.S.C. 4015, 42 U.S.C. 4015a, 42 U.S.C. 4022.

This Congress

No bill we track in the 119th Congress changes this section.

    How it got here

    2014

    • Pub. L. 113–89, §14, amended subpar. (A) generally. Prior to amendment, subpar. (A) read as follows: "based on consideration of the risk involved and accepted actuarial principles, and". (Homeowner Flood Insurance Affordability Act of 2014) Law text · (a)
    • Pub. L. 113–89, §15, substituted "50 percent" for "30 percent". (Homeowner Flood Insurance Affordability Act of 2014) Law text · (a)
    • Pub. L. 113–89, §19(a)(3), inserted before period at end "Notwithstanding any other provision of law, in determining whether a community has made adequate progress on the construction, reconstruction, or improvement of a flood protection system, the Administrator shall consider all sou… (Homeowner Flood Insurance Affordability Act of 2014) Law text · (e)
    • Pub. L. 113–89, §19(a)(1), (2), inserted "or reconstruction" after "construction" in first sentence and amended second sentence generally. Prior to amendment, second sentence read as follows: "The Administrator shall find that adequate progress on the construction of a flood protection system as re… (Homeowner Flood Insurance Affordability Act of 2014) Law text · (e)
    • Pub. L. 113–89, §19(b), amended first sentence generally. Prior to amendment, first sentence read as follows: "Notwithstanding any other provision of law, this subsection shall only apply in a community which has been determined by the Administrator of the Federal Emergency Management … (Homeowner Flood Insurance Affordability Act of 2014) Law text · (f)
    • Pub. L. 113–89, §3(a)(1), redesignated pars. (3) and (4) as (1) and (2), respectively, substituted ", unless the decision of the policy holder to permit a lapse in flood insurance coverage was as a result of the property covered by the policy no longer being required to retain such cov… (Homeowner Flood Insurance Affordability Act of 2014) Law text · (g)

    2012

    • Pub. L. 112–141, §100238(b)(1), substituted "Administrator" for "Director" in introductory provisions. (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (a)
    • Pub. L. 112–141, §100205(b), added cl. (iv). (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (a)
    • Pub. L. 112–141, §100205(a)(1)(A), substituted "for—" for "for any residential property which is not the primary residence of an individual; and" and added subpars. (A) to (E). (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (a)
    • Pub. L. 112–123 inserted ", except that the Administrator shall not estimate rates under this paragraph for any residential property which is not the primary residence of an individual" before "; and". Law text · (a)
    • Pub. L. 112–141, §100238(b)(1), substituted "Administrator" for "Director" wherever appearing. (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (b), (c), (e), (f)
    • Pub. L. 112–141, §100205(a)(1)(B), added subsecs. (g) and (h). (Moving Ahead for Progress in the 21st Century Act" or the "MAP-21) Law text · (g), (h)

    1992

    • Pub. L. 102–550 added subsec. (f). · (f)

    1990

    • Pub. L. 101–508, §2302(e)(1)(A)–(C), added cl. (iii). · (a)
    • Pub. L. 101–508, §2302(e)(1)(D), inserted before semicolon ", and which, together with a fee charged to policyholders that shall not be not subject to any agents' commission, company expenses allowances, or State or local premium taxes, shall include any administrative expenses incu… · (a)

    1983

    • Pub. L. 98–181 substituted "Director" for "Secretary" wherever appearing. · (a), (b), (c)

    1974

    • Pub. L. 93–383 added subsec. (e). · (e)

    1973

    • Pub. L. 93–234 added subsec. (d). · (d)

    Text, outline and history from the official U.S. Code (2024 edition) on GovInfo, published by the Office of the Law Revision Counsel. Changes made after that edition appear under This Congress.