For you
Taxpayers
What our breakdowns say each bill would mean for you, from groups whose heading contains tax
, taxes
, IRS
or federal budget
. Newest official action first.
11 bills44 points
H.R. 997
Latest official action Oct 14, 2026 · Drafted by AI, awaiting review
If you've had trouble with the IRS
The office that takes your side gets its own lawyers
- The Taxpayer Advocate's office often takes positions that differ from the IRS.
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the National Taxpayer Advocate often takes positions contrary to the positions of the IRS and the Office of Chief Counsel
[9] Congressional Record, House, March 31, 2025 (H1349-H1351) · H1350, Rep. Davis - With lawyers who answer to her, she can push back on the IRS and tell Congress about problems.
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appoint counsel in the Office of the Taxpayer Advocate to report directly to the National Taxpayer Advocate, or delegate thereof
[2] Enrolled Bill · Sec. 2(a) → inserted (II)These attorneys help conduct oversight, ensure taxpayers are being treated fairly, and inform Congress of taxpayer challenges at the IRS.
[9] Congressional Record, House, March 31, 2025 (H1349-H1351) · H1350, Rep. Feenstra
Read the full breakdown of H.R. 997
S. 766
Latest official action Oct 7, 2026 · Drafted by AI, awaiting review
If you want to know how your tax money is spent
A yearly public list of federal projects far over budget or behind schedule
- The list will be posted on the budget office's website every year.
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The Director shall submit to Congress and post on the website of the Office of Management and Budget an annual report
[2] Enrolled Bill · Sec. 2(b)(2) - It shows where each project is, so you can look for ones near you.
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each location in which the covered project is carried out
[2] Enrolled Bill · Sec. 2(b)(1)(A)(ii) - It compares the first cost and finish date with the current ones.
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the original expected date for completion of the covered project
[2] Enrolled Bill · Sec. 2(b)(1)(C)the current expected date for completion of the covered project
[2] Enrolled Bill · Sec. 2(b)(1)(D)the original cost estimate for the covered project, as adjusted to reflect increases in the Consumer Price Index for All Urban Consumers
[2] Enrolled Bill · Sec. 2(b)(1)(E)the current cost estimate for the covered project, as adjusted to reflect increases in the Consumer Price Index
[2] Enrolled Bill · Sec. 2(b)(1)(F) - It also says why the project slipped, including if Congress was late with money.
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an explanation for a delay in completion or an increase in the original cost estimate for the covered project
[2] Enrolled Bill · Sec. 2(b)(1)(G)including, where applicable, any impact of insufficient or delayed appropriations
[2] Enrolled Bill · Sec. 2(b)(1)(G)
Read the full breakdown of S. 766
S. 872
Latest official action Jun 15, 2026 · Drafted by AI, awaiting review
If you want to see how your tax money is spent
More federal deals on the public website
- Today the site covers grants, loans, contracts and orders, but the law does not list other transaction agreements.
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include grants, subgrants, loans, awards, cooperative agreements, and other forms of financial assistance
[6] Federal Funding Accountability and Transparency Act of 2006, as printed in the notes to 31 U.S.C. 6101 (U.S. Code, 2024 edition, before this bill) · Sec. 2(a)(4)(A)include contracts, subcontracts, purchase orders, task orders, and delivery orders
[6] Federal Funding Accountability and Transparency Act of 2006, as printed in the notes to 31 U.S.C. 6101 (U.S. Code, 2024 edition, before this bill) · Sec. 2(a)(4)(A)(ii) - This bill would add them.
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include other transaction agreements;
[2] Engrossed in Senate (June 10, 2026) · Sec. 2(a)(1)(B) → inserted (iii) - A yearly report would show spending left off the site, such as classified spending or deals by Congress and the courts.
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the total amount of Federal spending on Federal awards for which data has not been posted to the website
[2] Engrossed in Senate (June 10, 2026) · Sec. 2(c) → inserted (h)(1)national security-related or classified
[2] Engrossed in Senate (June 10, 2026) · Sec. 2(c) → inserted (h)(2)(A)a grant or contract awarded or entered into by a legislative or judicial branch agency
[2] Engrossed in Senate (June 10, 2026) · Sec. 2(c) → inserted (h)(2)(B)
Read the full breakdown of S. 872
S. 2
Latest official action Jun 10, 2026 · Drafted by AI, awaiting review by two people
If you pay federal taxes
The law adds about $70 billion in federal spending
- The law spends about $70 billion on border and immigration agencies.
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This act provides $70 billion in funding to the Department of Homeland Security (DHS), U.S. Customs and Border Protection (CBP), and U.S. Immigration and Customs Enforcement (ICE) through FY2029 for immigration enforcement, border security, and related activities.
[1] Official bill status record (actions, votes, cosponsors) · CRS summary (Public Law, June 10, 2026) - The budget plan behind it called for a bill that adds to the federal deficit.
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directed the committees to submit legislation to the House or Senate Budget Committee that will increase the deficit
[1] Official bill status record (actions, votes, cosponsors) · CRS summary (Public Law, June 10, 2026) - The Congressional Budget Office (CBO) estimated the cost of the version Congress passed on June 9, 2026.
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As cleared by the Congress on June 9, 2026
[11] CBO: Estimated Budgetary Effects of S. 2, the Secure America Act, as cleared by the Congress on June 9, 2026 (June 10, 2026) · Title page - It estimated that almost all of the money would be spent by fiscal year 2030.
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2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2026-2030 2026-2035
[11] CBO: Estimated Budgetary Effects of S. 2, the Secure America Act, as cleared by the Congress on June 9, 2026 (June 10, 2026) · Table, column headingsEstimated Outlays 8,817 15,482 17,913 20,038 5,416 1,809 48 18 4 0 67,666 69,545
[11] CBO: Estimated Budgetary Effects of S. 2, the Secure America Act, as cleared by the Congress on June 9, 2026 (June 10, 2026) · Table, total estimated outlays
Read the full breakdown of S. 2
S. 1199
Latest official action May 4, 2026 · Drafted by AI, awaiting review
If you pay federal taxes
More time to recover stolen pandemic aid
- Prosecutors would have up to 10 years after a fraud to bring a case, instead of 5.
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with respect to any grant for shuttered venue operators under this section shall be filed not later than 10 years after the date of the violation or conspiracy
[2] Engrossed in Senate (April 29, 2026) · Sec. 2(a) → inserted (g)no person shall be prosecuted, tried, or punished for any offense, not capital, unless the indictment is found or the information is instituted within five years next after such offense shall have been committed
[9] 18 U.S.C. 3282, Offenses not capital (the general 5-year limit; U.S. Code, 2024 edition) · (a) - The restaurant fund alone was given $28,600,000,000 in 2021.
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there is appropriated to the Restaurant Revitalization Fund for fiscal year 2021, out of any money in the Treasury not otherwise appropriated, $28,600,000,000
[8] 15 U.S.C. 9009c, Restaurant revitalization grants (U.S. Code, 2024 edition, before this bill) · (b) - Congress would get regular counts of cases opened, money recovered and cases in each state.
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the total number of investigations initiated, the total number of prosecutions initiated, the total dollar amount recovered by prosecutions
[2] Engrossed in Senate (April 29, 2026) · Sec. 2(c)(1)the number of prosecutions and the number of investigations of applicants of such programs in each State and territory
[2] Engrossed in Senate (April 29, 2026) · Sec. 2(c)(2)(B)
Read the full breakdown of S. 1199
H.R. 7148
Latest official action Feb 3, 2026 · Drafted by AI, awaiting review by two people
If you follow the federal budget
Spending set for the rest of the year
- The money in this law is for the fiscal year ending September 30, 2026.
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The following sums in this Act are appropriated, out of any money in the Treasury not otherwise appropriated, for the fiscal year ending September 30, 2026.
[2] Enrolled Bill · Sec. 5 - Rep. Tom Cole said the package gives full-year funding to more than 95 percent of the government.
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This approach delivers full-year funding to more than 95 percent of the government
[16] Congressional Record, House, February 3, 2026: debate and vote on agreeing to the Senate amendments (roll 53) · H1961, Rep. Cole - For the version the House Rules Committee posted on January 20, 2026, CBO estimated that section 528 would reduce revenues by $38.6 billion over 2026 to 2035.
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and by $38.6 billion over the 2026-2035 period.
[24] CBO: H.R. 7148, Consolidated Appropriations Act, 2026 (As posted on the website of the House Committee on Rules on January 20, 2026) · Table 1, note cAs posted on the website of the House Committee on Rules on January 20, 2026
[1] Official bill status record (actions, votes, cosponsors) · CBO cost estimates - The costs of Divisions I and J are kept off the pay-as-you-go scorecards.
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The budgetary effects of this division and each succeeding division shall not be entered on either PAYGO scorecard
[2] Enrolled Bill · Div. I, Sec. 5021(a)
Read the full breakdown of H.R. 7148
H.R. 4446
Latest official action Jan 20, 2026 · Drafted by AI, awaiting review
If you pay federal taxes
CBO expects a very small budget effect
- For H.R. 4446 as ordered reported by the House Veterans' Affairs Committee on July 23, 2025, CBO estimated that enacting it would change direct spending by less than $500,000 over 2025 to 2035. The program's benefits are paid as direct spending.
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As ordered reported by the House Committee on Veterans’ Affairs on July 23, 2025
[1] Official bill status record (actions, votes, cosponsors) · CBO cost estimatesThus, enacting H.R. 4446 would change direct spending by less than $500,000 over the 2025-2035 period.
[7] H. Rept. 119-266 · CBO cost estimateThose benefits are paid from mandatory appropriations and thus are reflected in the budget as direct spending.
[7] H. Rept. 119-266 · CBO cost estimate
Read the full breakdown of H.R. 4446
S. 1071
Latest official action Dec 18, 2025 · Drafted by AI, awaiting review by two people
If you pay federal taxes
About $890 billion authorized for defense
- The bill authorizes about $890 billion for national defense.
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Total, National Defense.................................... 882,570,783 8,000,000 890,570,783
[9] Congressional Record, House, December 10, 2025 (H5571): joint explanatory statement submitted by Rep. Mike Rogers · H5571 summary table, National Defense Budget Authoritythis NDAA authorizes $890 billion in funding for the Department of Defense, National Nuclear Security Agency, and other national security agencies
[16] Congressional Record, Extensions of Remarks, December 11, 2025 (E1184): Rep. Betty McCollum · E1184-E1185 - That is about $8 billion more than the President asked for, the chairmen's joint statement shows.
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Total, National Defense.................................... 882,570,783 8,000,000 890,570,783
[9] Congressional Record, House, December 10, 2025 (H5571): joint explanatory statement submitted by Rep. Mike Rogers · H5571 summary table, National Defense Budget AuthorityThis is approximately $8 billion above what the President requested in his Fiscal Year 2026 Budget for national security agencies.
[16] Congressional Record, Extensions of Remarks, December 11, 2025 (E1184): Rep. Betty McCollum · E1184-E1185 - Those amounts are allowed only if appropriations laws provide the money.
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the obligation and expenditure of the specified dollar amount for the project, program, or activity is hereby authorized, subject to the availability of appropriations
[2] S. 1071 as passed by both chambers (enrolled) · Sec. 4001(a) - For the House text posted December 7, 2025, CBO estimated the changes would cut direct spending by $49 million over 2026 to 2035.
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Rules Committee Print 119-16, As Posted on the Website of the House Committee on Rules on December 7, 2025
[19] CBO: Estimated Changes in Direct Spending Under S. 1071 (Rules Committee Print 119-16), December 9, 2025 · Table subtitleTotal Changes in Direct Spending, Estimated Outlays, 2026-2035: -49 (millions of dollars)
[19] CBO: Estimated Changes in Direct Spending Under S. 1071 (Rules Committee Print 119-16), December 9, 2025 · Table, total row
Read the full breakdown of S. 1071
H.R. 998
Latest official action Nov 25, 2025 · Drafted by AI, awaiting review
If you file a tax return
IRS error letters must say exactly what's wrong and how long you have to dispute it
- The letter must say what kind of mistake the IRS found and on which line.
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the type of error
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(II)(aa)the specific line of the return on which the error was made
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(II)(dd) - It must list each change it makes, like your refund or the amount you owe.
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an itemized computation of any direct or incidental adjustments to be made to the return in correction of the error
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(III)refund or amount owed
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(III)(kk) - A letter that just lists several possible mistakes no longer counts.
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A notice which provides multiple potential or alternative errors which may be applicable to the return shall not be sufficiently specific
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(ii) - You still have 60 days to ask the IRS to undo the change. If you ask in time, the IRS must undo it.
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a taxpayer may file with the Secretary within 60 days after notice is sent under paragraph (1) a request for an abatement of any assessment specified in such notice, and upon receipt of such request, the Secretary shall abate the assessment
[10] 26 U.S.C. 6213, Restrictions applicable to deficiencies (U.S. Code, 2024 edition, before this law) · (b)(2)(A) - The deadline date must be printed in bold on page 1.
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display the date by which the taxpayer may request to abate any assessment specified in such notice pursuant to paragraph (2)(A), in bold, font size 14, and immediately next to the taxpayer’s address on page 1 of the notice
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(V)
If you claim credits like the child tax credit or the earned income credit
Changes to your credits must be spelled out
- The letter must show any change to refundable credits, including the child, education and earned income credits.
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an itemized computation of any direct or incidental adjustments to be made to the return in correction of the error
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(III)credits under section 24, 25A, 32, 35, or 36B
[2] Enrolled Bill · Sec. 2(a)(3) → inserted (B)(i)(III)(ee)
If the IRS agrees to undo a change
You get a letter saying so
- The IRS must send a notice that explains the reversal in plain language and shows the new numbers.
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Upon determination of an abatement pursuant to subparagraph (A), the Secretary shall send notice to the taxpayer of such abatement
[2] Enrolled Bill · Sec. 2(b) → inserted (C)provides an itemized computation of any adjustments to be made to the items described in the notice of mathematical or clerical error
[2] Enrolled Bill · Sec. 2(b) → inserted (C)(iii) - The IRS had 180 days to set up ways to ask by mail, online, by phone or in person.
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Not later than 180 days after the date of the enactment of this Act, the Secretary of the Treasury (or such Secretary's delegate) shall provide for procedures by which a taxpayer may request an abatement
[2] Enrolled Bill · Sec. 2(d)in writing, electronically, by telephone, or in person
[2] Enrolled Bill · Sec. 2(d)
Read the full breakdown of H.R. 998
H.R. 4
Latest official action Jul 24, 2025 · Drafted by AI, awaiting review by two people
If you follow the federal budget
The cuts equal about one-tenth of 1 percent of federal spending, by Senate Majority Leader John Thune's count
- CBO estimated the House version would lower federal spending by $9,294 million over fiscal years 2025 through 2035.
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Estimated Outlays -316 -2,417 -2,367 -1,691 -1,263 -650 -293 -153 -85 -46 -13 -8,704 -9,294
[20] CBO: H.R. 4, Rescissions Act of 2025 (As Posted on the Website of the House Committee on Rules on June 6, 2025), June 9, 2025 · Table, total, estimated outlays2025 2026 2027 2028 2029 2030 2031 2032 2033 2034 2035 2025-2030 2025-2035
[20] CBO: H.R. 4, Rescissions Act of 2025 (As Posted on the Website of the House Committee on Rules on June 6, 2025), June 9, 2025 · Table, column headings - The Senate then dropped one $400,000,000 cut from that version.
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Of the unobligated balances in the second paragraph under the heading Bilateral Economic Assistance—Funds Appropriated to the President—Global Health Programs made available by the Full-Year Continuing Appropriations Act, 2025 (division A of Public Law 119–4), $400,000,000 are permanently rescinded.
[3] H.R. 4 as passed by the House (June 12, 2025) · Sec. 2(b)(6)Removing PEPFAR from the list of cuts was good but nowhere near enough.
[9] Congressional Record, Senate debate and vote to discharge, July 15, 2025 (S4358-S4364) · S4363, Sen. Schumer - Members of both parties called the cuts a small part of the budget. Senate Majority Leader John Thune put them at one-tenth of 1 percent of federal spending.
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what we are talking about here is one-tenth of 1 percent of all Federal spending
[13] Congressional Record, Senate debate and votes, July 16, 2025, legislative day ending July 17 (S4381-S4414) · S4413, Sen. ThuneThese funds really are less than 1 percent of our overall Federal budget
[7] Congressional Record, House debate, June 12, 2025 (H2796-H2806) · H2799, Rep. Meeks
Read the full breakdown of H.R. 4
H.R. 1
Latest official action Jul 4, 2025 · Drafted by AI, awaiting review by two people
If you pay federal income tax
Today's tax rates and the bigger standard deduction stay
- The lower tax rates set in 2017 were due to end after 2025. This law makes them permanent.
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In the case of a taxable year beginning after December 31, 2017, and before January 1, 2026—
[18] 26 U.S.C. 1, U.S. Code 2024 edition (tax rates, law before the Act) · (j)(1)by striking 2018 through 2025 in the heading and inserting beginning after 2017.
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70101(a)(2): by striking 2018 through 2025 in the heading and inserting beginning after 2017.in paragraph (1), by striking , and before January 1, 2026, and
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70101(a)(1): in paragraph (1), by striking , and before January 1, 2026, and - The standard deduction goes up to $15,750 for single filers (and married people filing apart) and $23,625 for heads of household.
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by striking $12,000 both places it appears in subparagraphs (A)(ii) and (B)(ii) and inserting $15,750,
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70102(b)(2): by striking $12,000 both places it appears in subparagraphs (A)(ii) and (B)(ii) and inserting $15,750,by striking $18,000 both places it appears in subparagraphs (A)(i) and (B)(ii) and inserting $23,625,
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70102(b)(1): by striking $18,000 both places it appears in subparagraphs (A)(i) and (B)(ii) and inserting $23,625,$4,400 in the case of a head of household (as defined in section 2(b)), or (C) $3,000 in any other case.
[19] 26 U.S.C. 63, U.S. Code 2024 edition (standard deduction) · (c)(2) - Those amounts start with tax years that began after December 31, 2024, and rise with inflation for tax years after 2025.
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The amendments made by this section shall apply to taxable years beginning after December 31, 2024.
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70102(c)by striking 2018 in subparagraph (B)(ii) and inserting 2025, and
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70102(b)(3)In the case of a taxable year beginning after 2018, the $18,000 and $12,000 amounts in subparagraph (A) shall each be increased by an amount equal to—
[19] 26 U.S.C. 63, U.S. Code 2024 edition (standard deduction) · (c)(7)(B) - Married couples filing together get twice the single amount, as before.
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200 percent of the dollar amount in effect under subparagraph (C) for the taxable year in the case of
[19] 26 U.S.C. 63, U.S. Code 2024 edition (standard deduction) · (c)(2)(A) - If you itemize, the cap on deducting state and local taxes rises from $10,000 to $40,000 for 2025 and $40,400 for 2026.
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shall not exceed $10,000 ($5,000 in the case of a married individual filing a separate return)
[23] 26 U.S.C. 164, U.S. Code 2024 edition (state and local tax deduction) · (b)(6)in the case of any taxable year beginning in calendar year 2025, $40,000,
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(A)(i)in the case of any taxable year beginning in calendar year 2026, $40,400,
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(A)(ii) - For tax years after 2026 and before 2030, the cap each year is 101 percent of the year before. It drops back to $10,000 starting in 2030.
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in the case of any taxable year beginning after calendar year 2026 and before 2030, 101 percent of the dollar amount in effect under this subparagraph for taxable years beginning in the preceding calendar year, and
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(A)(iii)in the case of any taxable year beginning after calendar year 2029, $10,000.
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(A)(iv) - The higher cap shrinks by 30 percent of modified adjusted gross income above $500,000 in 2025 and $505,000 in 2026, and that income line then rises to 101 percent of the year before. The cap never shrinks below $10,000.
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the applicable limitation amount shall be reduced by 30 percent of the excess (if any) of the taxpayer's modified adjusted gross income over the threshold amount
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(i)in the case of any taxable year beginning in calendar year 2025, $500,000,
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(ii)(I)in the case of any taxable year beginning in calendar year 2026, $505,000, and
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(ii)(II)in the case of any taxable year beginning after calendar year 2026, 101 percent of the dollar amount in effect under this subparagraph for taxable years beginning in the preceding calendar year.
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(ii)(III)The reduction under clause (i) shall not result in the applicable limitation amount being less than $10,000.
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(iii) - Married people filing apart get half these amounts.
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(half the applicable limitation amount in the case of a married individual filing a separate return).
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(a)(2): by striking $10,000 ($5,000 in the case of a married individual filing a separate return) and inserting the applicable limitation amount (half the applicable limitation amount in the case of a married individual filing a separate return).(half the threshold amount in the case of a married individual filing a separate return).
[6] H.R. 1 as passed by both chambers (enrolled) · Sec. 70120(b) → inserted (7)(B)(i)
Read the full breakdown of H.R. 1
Breakdowns marked “Drafted by AI” passed our automatic checks and are waiting for human review, as shown on each bill page.